11550 Panay St, Cypress, CA 90630 Property Records

Orange County property record for 11550 Panay St, Cypress, CA 90630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,360 sqft · built 1972
Lot Size	0.115 acres (5,006 sqft)
Owner	Trust Name on File
Last Sale	$445,000 (Apr 2012)
Tax Bill	$6,420 (2025)
Deeds & Mortgages	Jun 2023 Transfer Aug 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`224-135-04`

Property Details

APN / Parcel Number

Primary APN	`224-135-04`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,006 sqft (0.115 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11550 PANAY ST
City	CYPRESS
State	CA
Zip	90630-5730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 7581 BLK LOT 18
Legal Tract	7581
Legal Lot Number	18
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2003
Census Tract	110010

Owner

11550 Panay St is owner-occupied and held in a trust since April 2012.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	11550 PANAY ST, CYPRESS, CA 90630-5730
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Intrafamily Transfer, Transfer
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2012 · Amount on File
Deed Sale	Apr 13, 2012 · Amount on File
Prior Sale	Mar 6, 1997 · Amount on File
Deed Document Number	2012212536
Prior Transfer Date	Aug 9, 1996
Prior Transfer Doc	0000416106
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 22, 2023
Property Address	11550 PANAY ST, CYPRESS, CA 90630-5730
Document Number	0000148670
Map Reference	MB 302 PG 1-3
Instrument Date	Jun 15, 2023
Instrument	2023000148670
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11550 PANAY ST, CYPRESS, CA 90630-5730

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	11550 PANAY ST, CYPRESS, CA 90630-5730
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000378328
Date	Aug 4, 2020
Instrument	2020000378328

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11550 Panay St was $6,420 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Unified School District	Garden Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$570,118 (+2%) Land $455,772 Building $114,346
2025	$6,420.00 Homeowner's exemption	$558,940 Land $446,836 Building $112,104
2023	$6,161.00 (+0.47%)	$537,237 (+2%) Land $429,486 Building $107,751
2022	$6,132.00	$526,703 Land $421,064 Building $105,639

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11550 Panay St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11550 Panay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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