11550 Main St, Castroville, CA 95012 Property Records

Monterey County property record for 11550 Main St, Castroville, CA 95012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,319 sqft · built 1961
Lot Size	0.134 acres (5,824 sqft)
Owner	2 Individual Names on File
Last Sale	$493,000 (Jul 2019)
Tax Bill	$5,961 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Apr 2019 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`030-202-034-000`

Property Details

APN / Parcel Number

Primary APN	`030-202-034-000`
Alternative APN	`030-202-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,319 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Tar & Gravel
Lot Area	5,824 sqft (0.134 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	030-202-034
Street Address	11550 MAIN ST
City	CASTROVILLE
State	CA
Zip	95012-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOCKE PADDON ADD TO CASTROVILLE POR OF LOT 35 AS DESC IN VOL 2159 PG 496
Legal Subdivision	LOCKE PADDON ADD TO CASTROVILLE
Legal Block	3
Legal Lot Number	35
Jurisdiction	MONTEREY CA
Township / Civil Division	CASTROVILLE
Census Block Group	3
Census Block	3003
Census Tract	10400

Owner

11550 Main St is owned and occupied by two individuals who bought it in July 2019.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11550 MAIN ST, CASTROVILLE, CA 95012-3128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2019	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Apr 26, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Mar 8, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on File
Deed Sale	Jul 30, 2019 · Amount on File
Prior Sale	Apr 26, 2019 · Amount on File
Deed Document Number	201931857
Prior Transfer Date	Mar 5, 2019
Prior Transfer Doc	0000009096
Record Updated	Oct 29, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 30, 2019
Property Address	11550 MAIN ST, CASTROVILLE, CA 95012-3128
Document Number	0000031857
Map Reference	MB 2 PG 7
Instrument Date	Jul 29, 2019
Instrument	2019031857
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11550 MAIN ST, CASTROVILLE, CA 95012-3128

Mortgage

Document Number	0000031858
Date	Jul 30, 2019
Instrument	2019031858

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 26, 2019
Property Address	11550 MAIN ST, CASTROVILLE, CA 95012-3128
Document Number	0000016419
Instrument Date	Apr 5, 2019
Instrument	16419
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$319.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	734 E LAKE AVE #9 WATSONVILLE CA 950763570, 9, WATSONVILLE, CA 95076-3570

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 8, 2019
Property Address	11550 MAIN ST, CASTROVILLE, CA 95012-3128
Document Number	0000009096
Instrument Date	Mar 5, 2019
Instrument	9096
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	316 RAYMOND ST SANTA CRUZ CA 950605519, SANTA CRUZ, CA 95060-5519

Tax Assessment & Valuation

The 2025 property tax bill for 11550 Main St was $5,961 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	North Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$549,947 (+2%) Land $306,766 Building $243,181
2025	$5,961.00 Homeowner's exemption	$539,164 Land $300,751 Building $238,413
2023	$5,720.00 (+0.65%) Homeowner's exemption	$518,229 Land $289,073 Building $229,156
2022	$5,683.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11550 Main St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11550 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASTROVILLE COMMUNITY SERVICES DISTRICT serves 7,515 people · EPA ID CA2710005
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks.

Nearby Properties on Main St

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