11550 Co Rd 28, Clanton, AL 35046 Property Records

Chilton County property record for 11550 Co Rd 28, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,744 sqft · built 1992
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (May 2026)
Tax Bill	$4,094 (2025)
Deeds & Mortgages	May 2026 Sale Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0908340000001054`

Property Details

APN / Parcel Number

Primary APN	`0908340000001054`
Alternative APNs	`89595` `6958`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,744 sqft Adjusted Area
1st Floor Area	1,644 sqft
Upper Floors Area	2,100 sqft
Basement Area	1,740 sqft
Finished Basement	1,740 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	56,628 sqft (1.3 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	880 sqft
Deck Area	Deck Area
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	6958
Street Address	11550 COUNTY ROAD 28
City	CLANTON
State	AL
Zip	35046-3454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 157 RESURVEY OF HIGGINS FERRY S/D NO 1 MB 5 PG 118
Legal Range	14
Legal Township	22
Legal Section	34
Legal Subdivision	HIGGINS FERRY RESURVEY
Legal Lot Number	157
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	2
Census Block	2001
Census Tract	60200

Owner

11550 Co Rd 28 is owned and occupied by two individuals who bought it in May 2026.

Source: Chilton County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11550 COUNTY ROAD 28, CLANTON, AL 35046-3454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	Aug 9, 2017 · Amount on File
Deed Document Number	2026274651
Deed Book / Page	2026 / 274651
Prior Transfer Date	Aug 6, 2024
Prior Transfer Doc	R2024/261796
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	May 5, 2026
Property Address	11550 COUNTY ROAD 28, CLANTON, AL 35046-3454
Document Number	0000274651
Book / Page	2026 / 274651
Instrument Date	Apr 30, 2026
Instrument	2026274651
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$131,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11550 COUNTY ROAD 28, CLANTON, AL 35046-3454

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	11550 COUNTY ROAD 28, CLANTON, AL 35046-3454
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2019/225539
Date	Nov 6, 2019
Book Page	R2019/225539
Instrument	225539

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	11550 COUNTY ROAD 28, CLANTON, AL 35046-3454
Transaction Type	Mortgage
Record Updated	Dec 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2018/218639
Date	Nov 30, 2018
Book Page	R2018/218639
Instrument	218639

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11550 Co Rd 28 was $4,094, up 7% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,094.00 (+6.98%)	$195,940 (-) Land $70,000 Building $125,940	$979,700 Land $350,000 Building $629,700
2024	$3,827.00	$195,940 (-) Land $70,000 Building $125,940
2023	$3,827.00 (+7.65%)	$195,940 (+17.7%) Land $70,000 Building $125,940	$979,700 (+17.7%) Land $350,000 Building $629,700
2022	$3,555.00	$166,480 Land $74,200 Building $92,280	$832,400 Land $371,000 Building $461,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11550 Co Rd 28 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11550 Co Rd 28 is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 28

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