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1155 Warner Rd, Summerland Key, FL 33042 Property Records

Monroe County property record for 1155 Warner Rd, Summerland Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,222 sqft · built 1969
Lot Size0.201 acres (8,750 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Aug 2021)
Tax Bill$5,803 (2024)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00214880-000000

Property Details

APN / Parcel Number

Primary APN00214880-000000
Alternative APNs
  • 21662900214880000000
  • 1282154

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories3 Stories
Building Area2,222 sqft Living Area
1st Floor Area1,984 sqft
AtticAttic
Attic Area520 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeMansard
Roof MaterialMetal
Lot Area8,750 sqft (0.201 acres)
View / LotCanal
Garage TypeCovered
Garage Area520 sqft

Exterior Amenities

PorchFlorida Room
Porch Area388 sqft
Deck Area241 sqft
Patio Area576 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number1282154
Street Address1155 WARNER RD
CitySUMMERLAND KEY
StateFL
Zip33042-5702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionTORCHWOOD PB2-133 LITTLE TORCH KEY PT LOT 12 AND PT LOT 13 AND PT RESERVED FOR PROPOSED LAKE IMPROVEMENT AND PT PRIVATE ROAD OR439-84/85 OR707-584 OR725-453 OR755-1411 OR804-1523 OR813-1865 OR922-2137/38 OR922-2139/40 OR1013-1551 OR1258-177/78 OR1618
Legal Range29E
Legal Township66S
Legal Section21
Legal SubdivisionTORCHWOOD
Legal Block3
Legal Lot Number12,13
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2009
Census Tract971502

Owner

1155 Warner Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address1155 WARNER RD, SUMMERLAND KEY, FL 33042-5702
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2021 · Amount on File
Deed SaleAug 5, 2021 · Amount on File
Prior SaleDec 15, 2016 · Amount on File
Deed Document Number20212333847
Deed Book / Page3117 / 2202
Prior Transfer DateAug 29, 2017
Prior Transfer Doc0028760037
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 5, 2021
Property Address1155 WARNER RD, SUMMERLAND KEY, FL 33042-5702
Document Number0031172202
Book / Page3117 / 2202
Map ReferenceMB 2 PG 133
Instrument DateAug 4, 2021
Instrument2333847
Transaction TypeTransfer
Record UpdatedAug 26, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4000 N HIGHWAY A1A202, 4000, HUTCHINSON ISLAND, FL 34949

Transferred To (Grantee/Buyer)

NameVerified Name
Address1155 WARNER RD, LITTLE TORCH KEY, FL 33042-5702

Mortgage

Document Number0031172206
DateAug 5, 2021
Book Page3117/2206
Instrument2333849
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$630,005 Land $309,363 Building $320,642$630,005 Land $309,363 Building $320,642
2024$5,803.00 (+3.72%)
2023$5,595.00 (-0.96%) Homeowner's exemption$612,103 (+6.16%) Land $309,363 Building $302,740$612,103 (+6.16%) Land $309,363 Building $302,740
2022$5,649.00$576,593 Land $269,594 Building $306,999$576,593 Land $269,594 Building $306,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1155 Warner Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 829 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies829 in force
Nearby Flood Claims700 (1998–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 355 claims
  • Hurricane Wilma, Oct 2005 · 114 claims
  • Hurricane Georges, Sep 1998 · 207 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1155 Warner Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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