1155 Walters Mill Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 1155 Walters Mill Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 2018
Lot Size	0.98 acres (42,688 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,000 (May 2017)
Tax Bill	$3,637 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Jun 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-096602`

Property Details

APN / Parcel Number

Primary APN	`03-096602`
Alternative APNs	`3096602` `096602`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Total Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	42,688 sqft (0.98 acres)
Lot Dimensions	386 ft deep x 121 ft wide
Deck Area	384 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	096602
Street Address	1155 WALTERS MILL RD
City	FOREST HILL
State	MD
Zip	21050-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LT 2 101/121X386 AV 1155 WALTERS MILL ROAD SHAWNEE S2 P 34/90
Legal Subdivision	SHAWNEE
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2001
Census Tract	303201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1155 WALTERS MILL RD, FOREST HILL, MD 21050-1415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Jan 7, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCIAL FREEDOM MORTGAGE LLC
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 24, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
May 10, 2017	Grant Deed, Transfer · Conventional with PMI RALPH NORTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Prior Sale	Jan 27, 2010 · Amount on Record
Deed Document Number	201712337-0366
Deed Book / Page	12337 / 366
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1155 WALTERS MILL RD, FOREST HILL, MD 21050-1415
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	THE ATLANTIC TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0127080020
Date	Feb 14, 2018
Book Page	12708/0020

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1155 WALTERS MILL RD, FOREST HILL, MD 21050-1415
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0128750200
Date	Jun 25, 2018
Book Page	12875/0200

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2048

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1155 WALTERS MILL RD, FOREST HILL, MD 21050-1415
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	EAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131150011
Date	Jan 7, 2019
Book Page	13115/0011

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1155 WALTERS MILL RD, FOREST HILL, MD 21050-1415
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	BLACK OAK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146500239
Date	Apr 9, 2021
Book Page	14650/239

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1155 WALTERS MILL RD, FOREST HILL, MD 21050-1415
Document Number	0136150104
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1155 WALTERS MILL RD FOREST HILL MD 210501415, FOREST HILL, MD 21050-1415

Mortgage

Document Number	0136150104
Date	Dec 30, 2019
Book Page	013615/000104

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	May 10, 2017
Property Address	1155 WALTERS MILL RD, FOREST HILL, MD 21050-1415
Document Number	0123370366
Book / Page	012337 / 000366
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	GETZ TITLE GROUP LLC, GETZ TITLE GRP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1155 WALTERS MILL RD FOREST HILL MD 210501415, FOREST HILL, MD 21050-1415

Mortgage

Document Number	123370369
Date	May 10, 2017
Book Page	012337/000369

Lender

Name	RALPH NORTON
Address	PO BOX 56, JARRETTSVILLE, MD 21084-0056

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	May 9, 2022

Interest

Rate	7%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,637.00 (+20.27%) Homeowner's exemption	$328,200 (+21.77%)	$344,600 (+7.69%) Land $95,700 Building $248,900
2025	$3,024.00 (+11.09%) Homeowner's exemption
2023		$269,533	$320,000 Land $95,700 Building $224,300
2022	$2,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1978–2006)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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