1155 S Spruce Ave, Bloomington, CA 92316 Property Records

San Bernardino County property record for 1155 S Spruce Ave, Bloomington, CA 92316

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,742 sqft · built 1986
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Dec 2020)
Tax Bill	$6,585 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0128-751-01-0000`

Property Details

APN / Parcel Number

Primary APN	`0128-751-01-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,742 sqft Living Area
Gross Area	2,242 sqft
1st Floor Area	1,742 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,700 sqft (0.177 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1155 S SPRUCE AVE
City	RIALTO
State	CA
Zip	92376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 13189 LOT 21
Legal Subdivision	TRACT NO 13189
Legal Tract	13189
Legal Block	2
Legal Lot Number	21
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2012
Census Tract	3605

Owner

1155 S Spruce Ave is owned and occupied by two individuals who bought it in December 2020.

Source: San Bernardino County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1155 S SPRUCE AVE, BLOOMINGTON, CA 92316-1573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 21, 2020	Grant Deed, Transfer · Conventional Mortgage ACTION ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Oct 8, 2010 · Amount on File
Deed Document Number	2020519476
Prior Transfer Date	Jun 9, 2010
Prior Transfer Doc	0000248808
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 6, 2026
Property Address	1155 S SPRUCE AVE, RIALTO, CA 92376
Document Number	0000257938
Instrument Date	Sep 26, 2026
Instrument	2026257938
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 S SPRUCE AVE, BLOOMINGTON, CA 92316-1573

Mortgage

Document Number	0000257938,
Date	Oct 6, 2026
Instrument	2026257938

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1155 S SPRUCE AVE, BLOOMINGTON, CA 92316-1573
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038143
Date	Jan 27, 2017
Instrument	2017-0038143

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2037

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 21, 2020
Property Address	1155 S SPRUCE AVE, BLOOMINGTON, CA 92316-1573
Document Number	0000519476
Map Reference	MB 193 PG 91&92
Instrument Date	Nov 10, 2020
Instrument	2020-0519476
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1155 S SPRUCE AVE, BLOOMINGTON, CA 92316-1573

Mortgage

Document Number	0000519477
Date	Dec 21, 2020
Instrument	2020-0519477

Lender

Name	ACTION ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1155 S Spruce Ave was $6,585.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Colton Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$491,317 (+2%) Land $122,829 Building $368,488
2025	$6,585.00	$481,684 Land $120,421 Building $361,263
2023	$6,296.00 (+2.03%)	$462,979 (+2%) Land $115,745 Building $347,234
2022	$6,171.00	$453,900 Land $113,475 Building $340,425

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1155 S Spruce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1155 S Spruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIALTO serves 59,264 people · EPA ID CA3610038
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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