1155 River Chase Rdg, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1155 River Chase Rdg, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,532 sqft · built 1996
Lot Size	0.513 acres (22,346 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (May 2013)
Tax Bill	$6,231 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062F1-00-00-25000`

Property Details

APN / Parcel Number

Primary APN	`062F1-00-00-25000`
Alternative APN	`27615`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,532 sqft Finished Area
Basement Area	1,232 sqft
Finished Basement	1,024 sqft
Unfinished Basement	208 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	22,346 sqft (0.513 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	468 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1155 RIVER CHASE RDG
City	CHARLOTTESVILLE
State	VA
Zip	22901-0644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	DUNLORA 250 PH 2B
Legal Subdivision	DUNLORA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1019
Census Tract	10602

Owner

1155 River Chase Rdg is owned and occupied by two individuals who bought it in May 2013.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1155 RIVER CHASE RDG, CHARLOTTESVILLE, VA 22901-0644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2013 · Amount on File
Deed Sale	May 28, 2013 · Amount on File
Deed Document Number	20137370
Deed Book / Page	4356 / 181
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1155 RIVER CHASE RDG, CHARLOTTESVILLE, VA 22901-0644
Document Number	0000008254
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	STEWART TITLE, STEWART TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1155 RIVER CHASE RDG CHARLOTTESVILLE VA 229010644, CHARLOTTESVILLE, VA 22901-0644

Mortgage

Document Number	0000008254
Date	Jul 2, 2020
Book Page	005344/000115
Instrument	8254

Lender

Name	HOMEFINITY
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate	2.99%

Tax Assessment & Valuation

The 2026 property tax bill for 1155 River Chase Rdg was $6,231, up 1.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,231.00 (+1.48%)	$697,000 (+1.47%) Land $170,000 Building $527,000	$697,000 (+1.47%) Land $170,000 Building $527,000
2025	$6,140.00	$686,900 Land $175,000 Building $511,900	$686,900 Land $175,000 Building $511,900
2023	$5,241.00	$613,800 Land $160,000 Building $453,800	$613,800 Land $160,000 Building $453,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1155 River Chase Rdg in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1155 River Chase Rdg is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000