1155 Fleur Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1155 Fleur Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,266 sqft · built 1972
Lot Size	0.242 acres (10,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,150 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2021 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`8913-29-207-023`

Property Details

APN / Parcel Number

Primary APN	`8913-29-207-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,266 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,266 sqft
Finished Basement	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,560 sqft (0.242 acres)
Lot Dimensions	120 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Deck Area	176 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1155 FLEUR DR
City	WATERLOO
State	IA
Zip	50701-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRAL HEIGHTS ADDITION LOT 23
Legal Range	13W
Legal Township	89N
Legal Section	29
Legal Subdivision	CENTRAL HEIGHTS ADDITION
Legal Lot Number	23
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1010
Census Tract	1502

Owner

1155 Fleur Dr is owned and occupied by two individuals.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1155 FLEUR DR, WATERLOO, IA 50701-3509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Dec 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Jan 18, 2017	Deed of Trust, Mortgage VERIDIAN CU
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Nov 30, 2018	Deed of Trust, Mortgage · Balloon Mortgage VERIDIAN CREDIT UNION
Jul 3, 2017	Deed of Trust, Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1155 FLEUR DR, WATERLOO, IA 50701-3509
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202514766
Date	Oct 7, 2025
Instrument	2025-14766

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2035

Interest

Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1155 FLEUR DR, WATERLOO, IA 50701-3509
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 FLEUR DR, WATERLOO, IA 50701-3509

Mortgage

Document Number	202200011864
Date	Dec 6, 2021
Instrument	202200011864

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2032

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1155 FLEUR DR, WATERLOO, IA 50701-3509
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200011863
Date	Dec 6, 2021
Instrument	202200011863

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1155 FLEUR DR, WATERLOO, IA 50701-3509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700013046
Date	Jan 18, 2017
Instrument	2017-00013046

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount on Record
Term	61 Months
Due	Feb 1, 2022

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1155 FLEUR DR, WATERLOO, IA 50701-3509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000019549
Date	May 11, 2020
Instrument	202000019549

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1155 FLEUR DR, WATERLOO, IA 50701-3509
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900008527
Date	Nov 30, 2018
Instrument	201900008527

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2043

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1155 FLEUR DR, WATERLOO, IA 50701-3509
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00000002
Date	Jul 3, 2017
Instrument	2018-00000002

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1155 Fleur Dr was $4,150 with a homeowner's exemption, up 1.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,150.00 (+1.52%) Homeowner's exemption	$250,200 Land $37,620 Building $212,580	$250,200 Land $37,620 Building $212,580
2024	$4,088.00
2023		$230,410 (+22.96%) Land $37,620 Building $192,790	$230,410 Land $37,620 Building $192,790
2022	$4,030.00 Homeowner's exemption	$187,380 Land $37,620 Building $149,760
2021			$187,380 Land $37,620 Building $149,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1155 Fleur Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1155 Fleur Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cedar Falls Utilities, Nextlink.

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