1155 E Horseshoe Dr NW, Backus, MN 56435 Property Records

Cass County property record for 1155 E Horseshoe Dr NW, Backus, MN 56435

Property Summary

Property Type	Seasonal / Vacation Home
Details	784 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Oct 2025)
Tax Bill	$1,454 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Sale & Mortgage
APN	`34-021-1117`

Property Details

APN / Parcel Number

Primary APN	`34-021-1117`
Alternative APN	`24769`

Interior

Building Area	784 sqft Base Area
1st Floor Area	784 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	300 ft deep x 210 ft wide
View / Lot	Waterfront / Beach
Garage Type	Mixed
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	80 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24769
Street Address	1155 E HORSESHOE DR NW
City	BACKUS
State	MN
Zip	56435-2181
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	S150 FT OF N1000 FT OF GOV LOT 4, SEC 21-
Legal Range	30
Legal Township	139
Legal Section	21
Legal Lot Number	4
Jurisdiction	CASS MN
Township / Civil Division	POWERS
Census Block Group	1
Census Block	1041
Census Tract	960302

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3513 RAE CT, SAINT PAUL, MN 55125-9334
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Warranty Deed, Transfer · Conventional Mortgage SERVION INC
Aug 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage AFFINITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Aug 3, 2022 · Amount on Record
Deed Document Number	2025715294
Prior Transfer Date	Nov 17, 2014
Prior Transfer Doc	0000608688
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Oct 7, 2025
Property Address	1155 E HORSESHOE DR NW, BACKUS, MN 56435-2181
Document Number	A000715294
Instrument Date	Oct 1, 2025
Instrument	A000715294
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3513 RAE CT, WOODBURY, MN 55125-9334

Mortgage

Document Number	A000715295
Date	Oct 7, 2025
Instrument	A000715295

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	0.05%
Index	1-Year CMT

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Aug 17, 2022
Property Address	1155 E HORSESHOE DR NW, BACKUS, MN 56435
Document Number	A000687086
Instrument Date	Aug 3, 2022
Instrument	A000687086
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10712 HORTON ST, OVERLAND PARK, KS 66211-1146

Mortgage

Document Number	A000687087
Date	Aug 17, 2022
Instrument	A000687087

Lender

Name	AFFINITY MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	Powers Township
Unified School District	Pine River-Backus Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,454.00 (+16.69%)
2025	$1,246.00 (+14.52%)	$282,000 (+9.01%) Land $186,700 Building $95,300	$282,000 (+9.01%) Land $186,700 Building $95,300
2024		$258,700 (+21.28%) Land $163,400 Building $95,300	$258,700 (+21.28%) Land $163,400 Building $95,300
2023	$1,088.00
2022		$213,300 Land $126,500 Building $86,800	$213,300 Land $126,500 Building $86,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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