1155 Arcadia Rd, #57, Encinitas, CA 92024 Property Records

San Diego County property record for 1155 Arcadia Rd, #57, Encinitas, CA 92024

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,165 sqft · built 1975
Lot Size	0.207 acres (9,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,705,000 (Jan 2024)
Tax Bill	$19,499 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-274-27-00`

Property Details

APN / Parcel Number

Primary APN	`258-274-27-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	2 Units
Building Area	2,165 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Duplex Single
Lot Area	9,024 sqft (0.207 acres)

Location & Zoning

Street Address	1155 ARCADIA RD, 57
City	ENCINITAS
State	CA
Zip	92024-4603
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R11
Legal Description	BLK K LOT 8 S 1/2 TR 002130
Legal Subdivision	AVOCADO ACRES
Legal Tract	002130
Legal Block	K
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	17502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1157 ARCADIA RD, ENCINITAS, CA 92024-4603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage STG MORTGAGE INC
Jan 3, 2024	Grant Deed, Transfer · Conventional Mortgage THE LOAN STORE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2024 · Amount on Record
Deed Sale	Jan 3, 2024 · Amount on Record
Prior Sale	Aug 18, 2008 · Amount on Record
Deed Document Number	20241251
Prior Transfer Date	Aug 15, 2014
Prior Transfer Doc	0000444971
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1155 ARCADIA RD # 57, 57, ENCINITAS, CA 92024-4603
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 ARCADIA RD 57, 57, ENCINITAS, CA 92024-4603

Mortgage

Document Number	0000304054
Date	Oct 29, 2025
Instrument	2025-0304054

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1155 ARCADIA RD # 57, 57, ENCINITAS, CA 92024-4603
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 ARCADIA RD 57, 57, ENCINITAS, CA 92024-4603

Mortgage

Document Number	0000300835
Date	Oct 27, 2025
Instrument	2025-0300835

Lender

Name	STG MORTGAGE INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2024
Property Address	1155 ARCADIA RD # 57, 57, ENCINITAS, CA 92024-4603
Document Number	0000001251
Map Reference	MAP 2130
Instrument Date	Nov 17, 2023
Instrument	2024-0001251
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1157 ARCADIA RD, ENCINITAS, CA 92024-4603

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1157 ARCADIA RD, ENCINITAS, CA 92024-4603

Mortgage

Document Number	0000001252
Date	Jan 3, 2024
Instrument	2024-0001252

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,773,882 (+2%) Land $1,560,600 Building $213,282
2025	$19,499.00 (+99.46%) Homeowner's exemption	$1,739,100 (+106.23%) Land $1,530,000 Building $209,100
2023	$9,776.00 (+0.89%)	$843,273 Land $670,001 Building $173,272
2022	$9,690.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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