11549 White Pine Rd SW, Brainerd, MN 56401 Property Records

Cass County property record for 11549 White Pine Rd SW, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	2,242 sqft · built 1995
Lot Size	0.192 acres (8,400 sqft)
Owner	Trust Name on Record
Tax Bill	$10,620 (2026)
Deeds & Mortgages	Jan 2024 Transfer May 2021 Refinance + 1 more
APN	`14-441-0170`

Property Details

APN / Parcel Number

Primary APN	`14-441-0170`
Alternative APN	`9124`

Interior

Stories	1 Story
Building Area	2,242 sqft Base Area
1st Floor Area	2,242 sqft
Basement Area	2,142 sqft
Finished Basement	2,142 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	300 ft deep x 125 ft wide
View / Lot	Waterfront / Beach
Garage Area	2,240 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	144 sqft
Deck Area	524 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9124
Street Address	11549 WHITE PINE RD SW
City	BRAINERD
State	MN
Zip	56401-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 1
Legal Range	30
Legal Township	134
Legal Section	25
Legal Subdivision	TIMBER RIDGE FIRST ADDN
Legal Block	1
Legal Lot Number	7
Jurisdiction	CASS MN
Township / Civil Division	FAIRVIEW
Census Block Group	1
Census Block	1007
Census Tract	960801

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	11549 WHITE PINE RD SW, BRAINERD, MN 56401-2045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Quit Claim Deed, Transfer Quitclaim
May 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BREMER BANK
Jan 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BREMER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MN
Recording Date	Jan 12, 2024
Property Address	11549 WHITE PINE RD SW, BRAINERD, MN 56401-2045
Document Number	T000038098
Instrument Date	Dec 18, 2023
Instrument	T000038098
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11549 WHITE PINE RD SW, BRAINERD, MN 56401-2045

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	11549 WHITE PINE RD SW, BRAINERD, MN 56401-2045
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE AGENCY, INC.

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000035849
Date	May 4, 2021
Instrument	T000035849

Lender

Name	BREMER BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	11549 WHITE PINE RD SW, BRAINERD, MN 56401-2045
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	ELITE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000034037
Date	Jan 11, 2019
Instrument	T000034037

Lender

Name	BREMER BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	Fairview Township
Unified School District	Pillager Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,620.00 (-4.57%) Homeowner's exemption
2025	$11,128.00 (+2.45%)	$1,745,600 (+0.43%) Land $952,500 Building $793,100	$1,745,600 (+0.43%) Land $952,500 Building $793,100
2023	$10,862.00
2022		$1,738,100 Land $1,034,700 Building $703,400	$1,738,100 Land $1,034,700 Building $703,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20

May also be available: CTC.

Cell Coverage

5G (outdoors only) and 4G LTE

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