11549 Jadewood Cir, Youngstown, FL 32466 Property Records

Bay County property record for 11549 Jadewood Cir, Youngstown, FL 32466

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,517 sqft · built 1950
Lot Size	2.24 acres (97,966 sqft)
Owner	2 Owner Names on Record
Last Sale	$202,000 (Jan 2011)
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03542-030-010`

Property Details

APN / Parcel Number

Primary APN	`03542-030-010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,517 sqft Heated Area
Gross Area	3,181 sqft
1st Floor Area	2,517 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	97,966 sqft (2.24 acres)
Lot Dimensions	490 ft deep x 200 ft wide
Porch	Porch
Porch Area	664 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	11549 JADEWOOD CIR
City	YOUNGSTOWN
State	FL
Zip	32466-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	27 1S 12W -7.3A- 199A COM AT NW COR OF SW1/4 OF SW1/4 TH S 13.62' E 1319.19' S
Legal Range	12W
Legal Township	01S
Legal Section	27
Jurisdiction	BAY FL
Township / Civil Division	YOUNGSTOWN
Census Block Group	3
Census Block	3007
Census Tract	302

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	11549 JADEWOOD CIR, YOUNGSTOWN, FL 32466-1701
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2011 · Amount on Record
Deed Sale	Jan 21, 2011 · Amount on Record
Deed Document Number	2011003502
Deed Book / Page	3298 / 1304
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	11549 JADEWOOD CIR, YOUNGSTOWN, FL 32466-1701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040610340
Date	Nov 19, 2018
Book Page	4061/0340
Instrument	2018066040

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,306.00 (+3.16%) Homeowner's exemption	$145,216 (+5.99%)	$150,308 (+2.37%) Land $30,464 Building $119,844
2023	$1,266.00 (+11.44%) Homeowner's exemption	$137,013 (+3%)	$146,834 (+6.94%) Land $30,464 Building $116,370
2022	$1,136.00 Homeowner's exemption	$133,022	$137,305 Land $30,464 Building $106,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	10 (2014–2021)
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20