11549 Hardy Rd, Hardy, VA 24101 Property Records

Bedford County property record for 11549 Hardy Rd, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,632 sqft · built 1930
Lot Size	3.69 acres (160,736 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Aug 2023)
Tax Bill	$728 (2026)
Deeds & Mortgages	Aug 2023 Sale Apr 2018 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`173 A 92`

Property Details

APN / Parcel Number

Primary APN	`173 A 92`
Alternative APNs	`17311500` `173402`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	800 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	160,736 sqft (3.69 acres)
Porch	Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	11549 HARDY RD
City	HARDY
State	VA
Zip	24101-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HARDY RD
Legal Subdivision	HARDY
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	2
Census Block	2002
Census Tract	30602

Owner

11549 Hardy Rd is owned by a company that bought it in August 2023.

Source: Bedford County records, as of July 23, 2026

Owner of Record	Company Name on File
Mailing Address	1130 GREENFIELD ST, DALEVILLE, VA 24083-2942
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 9, 2018	Deed of Trust, Mortgage · Reverse Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Deed Document Number	20236389
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Aug 4, 2023
Property Address	11549 HARDY RD, HARDY, VA 24101-3730
Document Number	0230006389
Instrument Date	Jul 5, 2023
Instrument	230006389
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 GREENFIELD ST, DALEVILLE, VA 24083-2942

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	11549 HARDY RD, HARDY, VA 24101-3730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180003123
Date	Apr 9, 2018
Instrument	180003123

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	784 Months
Due	Aug 15, 2083

Interest

Rate Type	Adjustable Rate
Rate	5.16%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2019
Margin	5

Tax Assessment & Valuation

The 2026 property tax bill for 11549 Hardy Rd was $728.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$728.00	$177,800 Land $53,500 Building $124,300
2023	$728.00 Additional exemption filed	$88,900	$177,800 Land $53,500 Building $124,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11549 Hardy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11549 Hardy Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ZiTEL Fiber	960 / 960
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hardy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures