11549 Charnock Dr, Windermere, FL 34786 Property Records

Orange County property record for 11549 Charnock Dr, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2018
Square Footage2,007 sqft Living Area
Lot Size4,003 sqft (0.92 acres)
OccupancyOwner Occupied
Last Sale$475,000 (2022)
Tax Bill$6,247.00 (2025)

Property Details

APN / Parcel Number

Primary APN25-23-27-9176-01-330
Alternative APNs
  • 272325917601330
  • 148672
  • 149843
  • 151961

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,007 sqft Living Area
Gross Area2,866 sqft Gross Area
1st Floor842 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,003 sqft (0.92 acres)
Garage TypeAttached Garage
Garage Area504 sqft Garage
Porch Area70 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address11549 CHARNOCK DR
CityWINDERMERE
StateFL
Zip34786-6773
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWESTSIDE VILLAGE 93/16 LOT 133
Legal Range27E
Legal Township23S
Legal Section25
Legal SubdivisionWESTSIDE VLG
Legal Block1
Legal Lot Number133
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup3
Census Block3031
Census Tract17112

Owner

Source: Orange County records · APN 25-23-27-9176-01-330

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11549 CHARNOCK DR, WINDERMERE, FL 34786-6773
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
NAVY FCU
Apr 08, 2020Warranty Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 13, 2022 · Amount on Record
Deed SaleJan 13, 2022 · Amount on Record
Prior SaleMar 30, 2018 · Amount on Record
Deed Doc Number202231811
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address11549 CHARNOCK DR, WINDERMERE, FL 34786-6773
Transaction TypeMortgage
Record UpdatedDec 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address26828 WILLOW CREEK LN 25, 25, SANTA CLARITA, CA 91355-1681

Mortgage

Document Number0000031812
DateJan 13, 2022
Instrument20220031812
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 08, 2020
Property Address11549 CHARNOCK DR, WINDERMERE, FL 34786-6773
Document Number0000222368
Instrument DateApr 08, 2020
Instrument222368
Transaction TypeTransfer
Record UpdatedMay 05, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$402,071 (+2.7%)$456,570 (-8.14%) Land $120,000 Building $336,570
2025$6,247.00 (+4.45%) Homeowner's exemption$391,500 (+5.99%)$497,030 (+19.2%) Land $120,000 Building $377,030
2024$5,981.00 (+7.07%)
2023$5,586.00 (+3.41%) Homeowner's exemption$369,384 (+3%)$416,964 (+16.27%) Land $85,000 Building $331,964
2022$5,402.00 Homeowner's exemption$358,625 Land $80,000 Building $278,625$358,625 Land $80,000 Building $278,625

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 1,075 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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