11548 Center Rd, Dunkirk, NY 14048 Property Records

Chautauqua County and Sheridan Town property record for 11548 Center Rd, Dunkirk, NY 14048

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,905 sqft · built 2009
Lot Size2.1 acres (91,476 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (May 2021)
Tax Bill$5,692 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Apr 2022 Transfer
+ 3 more
APN066400 64.00-2-45.4

Property Details

APN / Parcel Number

Primary APN066400 64.00-2-45.4
Alternative APN
  • 64000640000002045004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,905 sqft Living Area
1st Floor Area1,905 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area91,476 sqft (2.1 acres)
PorchSlab
Shed1 Shed
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address11548 CENTER RD
CityDUNKIRK
StateNY
Zip14048-9724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07 - MIXED
Legal Block2
Legal Lot Number45.004
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionSHERIDAN
Census Block Group2
Census Block2037
Census Tract35300

Owner

Source: Chautauqua County and Sheridan Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11548 CENTER RD, DUNKIRK, NY 14048-9724
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Apr 25, 2022Quit Claim Deed, Transfer
Quitclaim
May 19, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
KEY BANK NA
Sep 17, 2019Deed of Trust, Mortgage · Balloon Mortgage
KEY BANK NA
Apr 29, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
KEY BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2021 · Amount on Record
Deed SaleMay 19, 2021 · Amount on Record
Prior SaleJun 17, 2014 · Amount on Record
Deed Document Number20213886
Last Transfer DateMar 25, 2022
Transfer DocDE2022003154
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address11548 CENTER RD, DUNKIRK, NY 14048-9724
Transaction TypeMortgage
Record UpdatedOct 11, 2022
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2022004124
DateSep 22, 2022
InstrumentMT2022004124
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAUTAUQUA NY
Recording DateApr 25, 2022
Property Address11548 CENTER RD, DUNKIRK, NY 14048-9724
Document NumberDE2022003154
Instrument DateMar 25, 2022
InstrumentDE2022003154
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11548 CENTER RD, SHERIDAN, NY 14135

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAUTAUQUA NY
Recording DateMay 19, 2021
Property Address11548 CENTER RD, DUNKIRK, NY 14048-9724
Document NumberDE2021003886
Instrument DateMay 18, 2021
InstrumentDE2021003886
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 HOLIDAY LN APT H2, H2, HAMBURG, NY 14075-4240

Mortgage

Document NumberMT2021002684
DateMay 19, 2021
InstrumentMT2021002684
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address11548 CENTER RD, DUNKIRK, NY 14048-9724
Transaction TypeMortgage
Record UpdatedOct 8, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2019003492
DateSep 17, 2019
InstrumentMT2019003492
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address11548 CENTER RD, DUNKIRK, NY 14048-9724
Transaction TypeMortgage
Record UpdatedMay 21, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2019001990
DateApr 29, 2019
InstrumentMT2019001990
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueMay 1, 2044

Tax Assessment & Valuation

Source: Chautauqua County and Sheridan Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
County SubdivisionSheridan Town
Unified School DistrictSilver Creek Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,692.00$123,400 (-) Land $7,000 Building $116,400$308,500 (+17.5%) Land $17,500 Building $291,000
2023$123,400 (+17.52%) Land $7,000 Building $116,400$262,553 (+27.51%) Land $14,894 Building $247,659
2022$105,000 Land $7,000 Building $98,000$205,900 Land $13,727 Building $192,173

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims7 (1979–2015)
Claims Outside the SFHA3 of 7
Most Recent ClaimJul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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