11548 6th Ave Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 11548 6th Ave Ocean, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,212 sqft · built 2021
Lot Size	0.063 acres (2,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Jun 2010)
Tax Bill	$3,801 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2020 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`00345910-000000`

Property Details

APN / Parcel Number

Primary APN	`00345910-000000`
Alternative APNs	`05663300345910000000` `1423785`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,212 sqft Living Area
1st Floor Area	821 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	2,750 sqft (0.063 acres)
Lot Dimensions	50 ft deep x 55 ft wide
Porch	Unfinished Open Porch
Deck Area	30 sqft
Patio Area	841 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1423785
Street Address	11548 6TH AVENUE OCEAN
City	MARATHON
State	FL
Zip	33050-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	LT 59 LITTLE VENICE NO 2 PB3-26 KEY VACA OR391-212 OR906-1213 OR940-666 OR1061-2280 OR1603-1535 OR2462-971 OR2471-116/17 OR3066-881
Legal Range	33E
Legal Township	66S
Legal Section	05
Legal Subdivision	LITTLE VENICE NO2
Legal Lot Number	59
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1006
Census Tract	971100

Owner

Source: Monroe County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11548 6TH AVENUE OCEAN, MARATHON, FL 33050-3619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF THE FLORIDA KEYS
Dec 30, 2020	Intrafamily Transfer, Transfer · Construction Mortgage FIRST CHARTERED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2010 · Amount on Record
Deed Sale	Jun 18, 2010 · Amount on Record
Prior Sale	Nov 9, 1999 · Amount on Record
Deed Document Number	20101794348
Deed Book / Page	2471 / 116
Last Transfer Date	Dec 15, 2020
Transfer Doc	0030660881
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	11548 6TH AVENUE OCEAN, MARATHON, FL 33050-3619
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11548 6TH AVENUE OCEAN, MARATHON, FL 33050-3619

Mortgage

Document Number	0033642302
Date	Feb 4, 2026
Book Page	3364/2302
Instrument	2530795

Lender

Name	FIRST STATE BANK OF THE FLORIDA KEYS
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Dec 30, 2020
Property Address	11548 6TH AVENUE OCEAN, MARATHON, FL 33050-3619
Document Number	0030660881
Book / Page	3066 / 881
Map Reference	MB 3 PG 26
Instrument Date	Dec 15, 2020
Instrument	2297425
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TTL & ABSTRACT LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11548 6TH AVENUE OCEAN, MARATHON, FL 33050-3619

Mortgage

Document Number	0003066883
Date	Dec 30, 2020
Instrument	3066/883

Lender

Name	FIRST CHARTERED BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,801.00 (-1.3%) Homeowner's exemption	$409,350 (+5.99%)	$699,863 (-1.65%) Land $272,295 Building $427,568
2024	$3,851.00 (+2.64%)
2023	$3,752.00 (-6.2%) Homeowner's exemption	$386,228 (+3%)	$711,578 (+45.85%) Land $266,956 Building $444,622
2022	$4,000.00 Homeowner's exemption	$374,979	$487,892 Land $140,663 Building $347,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 569 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	748 units insured incl. 179 condo units
Nearby Flood Claims	1,492 (1978–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 472 claims Hurricane Wilma, Oct 2005 · 269 claims Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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