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11545 Topo Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 11545 Topo Ln, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,850 sqft · built 1944
Lot Size2.5 acres (108,900 sqft)
OwnerCompany Name on Record
Last Sale$995,000 (Dec 2025)
Tax Bill$10,326 (2025)
Deeds & MortgagesDec 2025 Sale
Dec 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN375-112-29-00

Property Details

APN / Parcel Number

Primary APN375-112-29-00
Alternative APN
  • 375-112-21-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,850 sqft Living Area

Exterior

Year BuiltBuilt 1944
Lot Area108,900 sqft (2.5 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address11545 TOPO LN
CityLAKESIDE
StateCA
Zip92040-5721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1:SINGLE FAM-RES
Legal DescriptionTR 2462 BLK 1*LOT 10*(EX ST&DOC21-0441100)DOC21-0216191 IN LOTS 9&IN
Legal SubdivisionSAN VICENTE VALLEY FARMS
Legal Tract2462
Legal Block1
Legal Lot Number9,10
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1038
Census Tract16902

Owner

Source: San Diego County records, as of December 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-owner2 Co-owners on Record
Mailing Address10160 THREE OAKS WAY, SANTEE, CA 92071-1120
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Grant Deed, Transfer
LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Dec 15, 2025Intrafamily Transfer, Transfer
LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Mar 19, 2021Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Aug 4, 2020Grant Deed, Transfer · Conventional with PMI
CAMEO TRUST (PT)

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleDec 15, 2025 · Amount on Record
Deed SaleDec 15, 2025 · Amount on Record
Prior SaleDec 15, 2025
Deed Document Number2025-0352019
Record UpdatedJun 8, 2026

December 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 15, 2025
Property Address11545 TOPO LN, LAKESIDE, CA 92040-5721
Document Number0000352019
Map ReferenceMAP 2462
Instrument DateDec 2, 2025
Instrument2025-0352019
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address10160 THREE OAKS WAY, SANTEE, CA 92071-1120

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 15, 2025
Property Address11545 TOPO LN, LAKESIDE, CA 92040-5721
Document Number0000352018
Map ReferenceMAP 2462
Instrument DateDec 1, 2025
Instrument2025-0352018
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10160 THREE OAKS WAY, SANTEE, CA 92071-1120

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 19, 2021
Property Address11545 TOPO LN, LAKESIDE, CA 92040-5721
Document Number0000216191
Instrument DateFeb 24, 2021
Instrument2021-0216191
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address11545 TOPO LN, LAKESIDE, CA 92040-5721

Mortgage

Document Number0000216192
DateMar 19, 2021
Instrument2021-0216192
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 4, 2020
Property Address11545 TOPO LN, LAKESIDE, CA 92040-5721
Document Number0000431334
Instrument DateJul 10, 2020
Instrument431334
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyTICOR TITLE COMPANY-SD COMMERCIAL, TICOR TITLE CO-SD COM'L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$424.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address861 BELLAIRE CT EL CAJON CA 920202001, EL CAJON, CA 92020-2001

Mortgage

Document Number431335
DateAug 4, 2020
Instrument431335
Lender
NameCAMEO TRUST (PT)
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,326.00 (+5.26%)$852,413 (+4.04%) Land $514,154 Building $338,259
2023$9,810.00 (+1.53%)$819,315 Land $494,190 Building $325,125
2022$9,662.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims29 (1978–2016)
Claims Outside the SFHA1 of 29
Most Recent ClaimMar 2016 · other causes
Claims by Event
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 57% of California
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESIDE WD
private · serves 35,500 people · EPA ID CA3710013
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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