11545 Holmes Dr, Clermont, FL 34711 Property Records

Lake County property record for 11545 Holmes Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,179 sqft · built 1986
Lot Size	0.583 acres (25,409 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,496 (2024)
Deeds & Mortgages	Jul 2019 Line of Credit Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-23-25-0850-000-02700`

Property Details

APN / Parcel Number

Primary APN	`01-23-25-0850-000-02700`
Alternative APNs	`252301085000002700` `2576294`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,179 sqft Living Area
Gross Area	2,755 sqft
1st Floor Area	1,867 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	25,409 sqft (0.583 acres)
Lot Dimensions	175 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Florida Room
Porch Area	330 sqft
Deck Area	Deck Area
Utility Building	1,985 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2576294
Street Address	11545 HOLMES DR
City	CLERMONT
State	FL
Zip	34711-9383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SOMERSET SUB FIRST ADDITION LOT 27 PB 25 PG 2 SOMERSET SUB 1/28 INT IN TRACT A PB 24 PG 25 ORB 988 PG 1798 ORB 4457 PG 209 ORB 5435 PG 2315
Legal Range	25E
Legal Township	23S
Legal Section	1
Legal Subdivision	SOMERSET SUB FIRST ADDITION
Legal Tract	A
Legal Block	1
Legal Lot Number	27
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1001
Census Tract	31323

Owner

11545 Holmes Dr is owned and occupied by two individuals who acquired it in March 2020.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	11545 HOLMES DR, CLERMONT, FL 34711-9383
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Mar 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2014
Deed Sale	Mar 27, 2014
Deed Document Number	201433783
Deed Book / Page	4457 / 209
Last Transfer Date	Mar 7, 2020
Transfer Doc	0054352315
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11545 HOLMES DR, CLERMONT, FL 34711-9383
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053160594
Date	Jul 26, 2019
Book Page	5316/0594
Instrument	2019083836

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Mar 10, 2020
Property Address	11545 HOLMES DR, CLERMONT, FL 34711-9383
Document Number	0054352315
Book / Page	005435 / 002315
Instrument Date	Mar 7, 2020
Instrument	29717
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11545 HOLMES DR CLERMONT FL 347119383, CLERMONT, FL 34711-9383

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,580 (+2.9%)	$343,590 (-0.1%) Land $100,000 Building $243,590
2025		$180,350 Land $100,000 Building $80,350	$343,943 Land $100,000 Building $243,943
2024	$2,496.00 (+10.74%)
2023	$2,254.00 (+7.13%) Homeowner's exemption Widower's exemption	$170,170 (+3%)	$336,062 (+15.6%) Land $100,000 Building $236,062
2022	$2,104.00 Homeowner's exemption Widower's exemption	$165,220	$290,709 Land $55,000 Building $235,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11545 Holmes Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11545 Holmes Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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