Mecklenburg County property record for 11545 Five Cedars Rd, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,000 sqft · built 1980 |
| Lot Size | 0.274 acres (11,978 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $146,000 (Jun 2010) |
| Tax Bill | $3,701 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 221-322-41 |
| Primary APN | 221-322-41 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Heated Area |
| Gross Area | 2,552 sqft |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 1,040 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 11,978 sqft (0.274 acres) |
| Garage Area | 432 sqft |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 221-322-41 |
|---|---|
| Street Address | 11545 FIVE CEDARS RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-3733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12(CD) |
| Legal Description | L75 B9 M19-174 |
| Legal Subdivision | WALNUT CRK |
| Legal Block | 9 |
| Legal Lot Number | 75 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 5830 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11545 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2010 · Amount on Record |
| Deed Sale | Jun 10, 2010 · Amount on Record |
| Prior Sale | Jun 10, 2010 · Amount on Record |
| Deed Document Number | 0000066732 |
| Last Transfer Date | Jul 27, 2021 |
| Transfer Doc | 0000144127 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 27, 2021 |
| Property Address | 11545 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733 |
| Document Number | 0000144127 |
| Book / Page | 36340 / 856 |
| Map Reference | MB 19 PG 174 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021144127 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | NATIONALLINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11545 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733 |
| Document Number | 0000144128 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021144128 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1995–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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