11542 Pineloch Loop, Clermont, FL 34711 Property Records

Lake County property record for 11542 Pineloch Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,810 sqft · built 2001
Lot Size	0.223 acres (9,735 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (May 2015)
Tax Bill	$2,319 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-23-25-0290-000-01000`

Property Details

APN / Parcel Number

Primary APN	`12-23-25-0290-000-01000`
Alternative APN	`3789138`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,810 sqft Living Area
1st Floor Area	1,810 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,735 sqft (0.223 acres)
Garage Type	Finished
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	541 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3789138
Street Address	11542 PINELOCH LOOP
City	CLERMONT
State	FL
Zip	34711-6457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINELOCH PHASE I SUB LOT 10 PB 42 PGS 81-82 ORB 4622 PG 1716
Legal Range	25E
Legal Township	23S
Legal Section	12
Legal Subdivision	PINELOCH
Legal Phase	1
Legal Tract	290
Legal Lot Number	10
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2001
Census Tract	31323

Owner

11542 Pineloch Loop is owned and occupied by an individual who bought it in May 2015.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	11542 PINELOCH LOOP, CLERMONT, FL 34711-6457
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 29, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2015 · Amount on File
Deed Sale	May 7, 2015 · Amount on File
Prior Sale	Dec 31, 2014
Deed Document Number	2015049783
Deed Book / Page	4622 / 1716
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11542 PINELOCH LOOP, CLERMONT, FL 34711-6457
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11542 PINELOCH LOOP, CLERMONT, FL 34711-6457

Mortgage

Document Number	0062790157
Date	Feb 2, 2024
Book Page	6279/157
Instrument	2024012494

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Feb 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11542 PINELOCH LOOP, CLERMONT, FL 34711-6457
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11542 PINELOCH LOOP, CLERMONT, FL 34711-6457

Mortgage

Document Number	0060721198
Date	Dec 29, 2022
Book Page	6072/1198
Instrument	2022165170

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$161,400 Land $80,000 Building $81,400	$295,865 Land $80,000 Building $215,865
2024	$2,319.00 (+11.33%)
2023	$2,083.00 (+10.86%) Homeowner's exemption	$152,300 (+3%)	$315,650 (+14.51%) Land $110,000 Building $205,650
2022	$1,879.00 Homeowner's exemption	$147,870	$275,650 Land $70,000 Building $205,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11542 Pineloch Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11542 Pineloch Loop is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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