11541 Red Rust Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 11541 Red Rust Ln, Charlotte, NC 28277

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 2,370 sqft · built 2019
Lot Size	0.041 acres (1,786 sqft)
Owner	Individual Name on Record
Last Sale	$359,000 (Nov 2019)
Tax Bill	$4,042 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`229-173-63`

Property Details

APN / Parcel Number

Primary APN	`229-173-63`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,370 sqft Living Area
Gross Area	2,924 sqft
1st Floor Area	924 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Other
Lot Area	1,786 sqft (0.041 acres)
Garage Type	Attached
Garage Area	554 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11541 RED RUST LN
City	CHARLOTTE
State	NC
Zip	28277-4956
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	L168 M62-468
Legal Subdivision	REA FARMS
Legal Block	3
Legal Lot Number	168
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3015
Census Tract	5845

Owner

Source: Mecklenburg County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12013 KILLOWEN DR, MATTHEWS, NC 28105-0089
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 9, 2022	Intrafamily Transfer, Transfer
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 27, 2019	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	2019162705
Deed Book / Page	34077 / 542
Last Transfer Date	Nov 8, 2022
Transfer Doc	0000152293
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11541 RED RUST LN, CHARLOTTE, NC 28277-4956
Transaction Type	Mortgage
Record Updated	Apr 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12013 KILLOWEN DR, MATTHEWS, NC 28105-0089

Mortgage

Document Number	0000030720
Date	Mar 27, 2026
Book Page	40298/494
Instrument	2026030720

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 9, 2022
Property Address	11541 RED RUST LN, CHARLOTTE, NC 28277-4956
Document Number	0000152293
Book / Page	37764 / 559
Map Reference	MB 62 PG 468
Instrument Date	Nov 8, 2022
Instrument	2022152293
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12013 KILLOWEN DR, MATTHEWS, NC 28105-0089

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12013 KILFOWEN DRIVE, MATTHEWS, NC 28105-0089

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11541 RED RUST LN, CHARLOTTE, NC 28277-4956
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208841
Date	Dec 9, 2020
Book Page	35413/704
Instrument	2020208841

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 27, 2019
Property Address	11541 RED RUST LN, CHARLOTTE, NC 28277-4956
Document Number	0000162705
Book / Page	34077 / 542
Map Reference	MB 62 PG 468
Instrument Date	Nov 27, 2019
Instrument	2019162705
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$718.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 CARMEL RD STE 425, 6701, CHARLOTTE, NC 28226-0203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11541 RED RUST LN, CHARLOTTE, NC 28277-4956

Mortgage

Document Number	0000162706
Date	Nov 27, 2019
Instrument	2019162706

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$527,400 Land $125,000 Building $402,400	$527,400 Land $125,000 Building $402,400
2024	$4,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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