1154 Monument Rd, Rio Dell, CA 95562 Property Records

Humboldt County property record for 1154 Monument Rd, Rio Dell, CA 95562

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,276 sqft · built 1948
Lot Size	0.459 acres (20,037 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Apr 2018)
Tax Bill	$4,946 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`205-041-008-000`

Property Details

APN / Parcel Number

Primary APN	`205-041-008-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,276 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Construction Type	Wood
Lot Area	20,037 sqft (0.459 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1154 MONUMENT RD
City	RIO DELL
State	CA
Zip	95562-1803
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R,U
Legal Description	-NE4 NE4 S12 T01N R01W /1140B070082N N C
Legal Range	01W
Legal Township	01N
Legal Section	12
Jurisdiction	HUMBOLDT CA
Township / Civil Division	GARBERVILLE
Census Block Group	3
Census Block	3041
Census Tract	11100

Owner

1154 Monument Rd, a rural home, is owned and occupied by an individual who bought it in April 2018.

Source: Humboldt County records, as of October 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1154 MONUMENT RD, RIO DELL, CA 95562-1803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC
Jun 15, 2020	Deed of Trust, Mortgage · Conventional with PMI ARVEST MTG
Apr 20, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Prior Sale	Nov 30, 2010
Deed Document Number	2018-007304
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1154 MONUMENT RD, RIO DELL, CA 95562-1803
Transaction Type	Mortgage
Record Updated	Sep 15, 2023
Title Company	SIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 MONUMENT RD, RIO DELL, CA 95562-1803

Mortgage

Document Number	0000011522
Date	Aug 29, 2023
Instrument	2023-011522

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1154 MONUMENT RD, RIO DELL, CA 95562-1803
Document Number	0000013913
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1154 MONUMENT RD RIO DELL CA 955621803, RIO DELL, CA 95562-1803

Mortgage

Document Number	0000013913
Date	Aug 14, 2020
Instrument	13913

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Apr 20, 2018
Property Address	1154 MONUMENT RD, RIO DELL, CA 95562-1803
Document Number	0000007304
Instrument Date	Apr 10, 2018
Instrument	2018-007304
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1154 MONUMENT RD, RIO DELL, CA 95562-1803

Mortgage

Document Number	0000007305
Date	Apr 20, 2018
Instrument	2018-007305

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1154 Monument Rd was $4,946.

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Secondary School District	Fortuna Union High School District (09 - 12)
Elementary School District	Rio Dell Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,946.00	$455,125 Land $170,671 Building $284,454
2023	$4,592.00 (+0.33%)	$437,454 Land $164,045 Building $273,409
2022	$4,577.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1154 Monument Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1997)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1154 Monument Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIO DELL serves 3,300 people · EPA ID CA1210012
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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