Stearns County property record for 1154 Bromo Ave, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Aug 2026) |
| Tax Bill | $3,216 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44153-0317 |
| Primary APN | 82-44153-0317 |
|---|---|
| Alternative APN |
|
| Lot Area | 19,602 sqft (0.45 acres) |
|---|
| Street Address | 1154 BROMO AVE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-0215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 1 LESS PART COM SW COR SEC 32-S88D E ALG S LN 375.09' TO CL BROMO AVE-NE ALG CL 211.48'-RIGHT 90D 33' TO W LN LOT 2 |
| Legal Range | 28W |
| Legal Township | 125 |
| Legal Section | 32 |
| Legal Subdivision | ALS 2ND ADD TO ST CLOUD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1002 |
Source: Stearns County records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1154 BROMO AVE, SAINT CLOUD, MN 56303-0215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Aug 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Apr 14, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on Record |
| Deed Sale | Aug 4, 2026 · Amount on Record |
| Prior Sale | Apr 14, 2021 · Amount on Record |
| Deed Document Number | 20261718444 |
| Prior Transfer Date | Apr 26, 2019 |
| Prior Transfer Doc | 0001574673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 4, 2026 |
| Property Address | 1154 BROMO AVE, SAINT CLOUD, MN 56303-0215 |
| Document Number | 0001718444 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20261718444 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $91,657.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1154 BROMO AVE, SAINT CLOUD, MN 56303-0215 |
| Document Number | 0001718445, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 20261718445 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 14, 2021 |
| Property Address | 1154 BROMO AVE, SAINT CLOUD, MN 56303-0215 |
| Document Number | 00A1599867 |
| Instrument Date | Mar 9, 2021 |
| Instrument | A1599867 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1154 BROMO AVE, SAINT CLOUD, MN 56303-0215 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,216.00 (+29.68%) | $239,400 (-) Land $60,000 Building $179,400 | $239,400 (-) Land $60,000 Building $179,400 |
| 2025 | $239,400 (+5.88%) Land $60,000 Building $179,400 | $239,400 (+5.88%) Land $60,000 Building $179,400 | |
| 2023 | $2,480.00 | $226,100 Land $45,000 Building $181,100 | $226,100 Land $45,000 Building $181,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| CenturyLink DSL | 140 / 20 |
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