11538 Co Rd 3, Wiggins, CO 80654 Property Records

Morgan County property record for 11538 Co Rd 3, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,148 sqft · built 1994
Lot Size	4.75 acres (206,910 sqft)
Owner	Individual Name on File
Last Sale	$553,000 (Jul 2021)
Tax Bill	$3,183 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`1297-030-00-003`

Property Details

APN / Parcel Number

Primary APN	`1297-030-00-003`
Alternative APN	`R017411`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,148 sqft Total Area
1st Floor Area	2,077 sqft
Basement Area	2,077 sqft
Unfinished Basement	2,077 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	206,910 sqft (4.75 acres)
Garage Type	Mixed
Garage Area	1,201 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	369 sqft
Pole Barn	2,100 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11538 COUNTY ROAD 3
City	WIGGINS
State	CO
Zip	80654-8204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 03 T 2 R 60 PARC NW14 B989 P548
Legal Range	60
Legal Township	02
Legal Section	03
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1038
Census Tract	200

Owner

11538 Co Rd 3 is owned and occupied by an individual who bought it in July 2021.

Source: Morgan County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	11538 COUNTY ROAD 3, WIGGINS, CO 80654-8204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 6, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	Dec 6, 2019 · Amount on File
Deed Document Number	2021934068
Record Updated	Oct 29, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Jul 9, 2021
Property Address	11538 COUNTY ROAD 3, WIGGINS, CO 80654-8204
Document Number	0000934068
Instrument Date	Jul 8, 2021
Instrument	934068
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11538 COUNTY ROAD 3, WIGGINS, CO 80654-8204

Mortgage

Document Number	0000934069
Date	Jul 9, 2021
Instrument	934069

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Dec 6, 2019
Property Address	11538 COUNTY ROAD 3, WIGGINS, CO 80654-8204
Document Number	0000922248
Instrument Date	Dec 2, 2019
Instrument	922248
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11538 COUNTY ROAD 3, WIGGINS, CO 80654-8204

Mortgage

Document Number	0000922249
Date	Dec 6, 2019
Instrument	922249

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11538 Co Rd 3 was $3,183, down 7.2% from the year before.

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,183.00 (-7.17%)	$40,110 (-13.01%) Land $7,150 Building $32,960	$641,800 (-6.74%) Land $114,410 Building $527,390
2024	$3,429.00	$46,110 (-7.41%) Land $6,980 Building $39,130	$688,210 (-7.4%) Land $104,170 Building $584,040
2023	$3,429.00 (+22.82%)	$49,800 (+36.51%) Land $7,540 Building $42,260	$743,210 (+41.6%) Land $112,500 Building $630,710
2022	$2,792.00	$36,480 Land $6,660 Building $29,820	$524,870 Land $95,760 Building $429,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11538 Co Rd 3 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11538 Co Rd 3 is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 44% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Viaero Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 3

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