11535 Rocky Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 11535 Rocky Ln, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,736 sqft · built 1992
Lot Size	8.05 acres (350,658 sqft)
Owner	2 Individual Names on File
Last Sale	$1,060,000 (Dec 2025)
Tax Bill	$7,026 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391-080-15-00`

Property Details

APN / Parcel Number

Primary APN	`391-080-15-00`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	350,658 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	11535 ROCKY LN
City	LAKESIDE
State	CA
Zip	92040-5709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM02728
Legal Subdivision	SAN DIEGO
Legal Tract	2728
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1039
Census Tract	16902

Owner

11535 Rocky Ln is owned and occupied by two individuals who bought it in December 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11535 ROCKY LN, LAKESIDE, CA 92040-5709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage PUERTO LORETO LLC
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY VALLEY BANK
Dec 19, 2025	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	Dec 12, 2014 · Amount on File
Deed Document Number	2025358316
Prior Transfer Date	Jul 26, 2005
Prior Transfer Doc	0000639711
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11535 ROCKY LN, LAKESIDE, CA 92040-5709
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 LAKE VIEW LN, EL CAJON, CA 92021-3840
Investor	Possibly a Property Investor

Mortgage

Document Number	0000087846
Date	Feb 25, 2022
Instrument	2022-0087846

Lender

Name	PUERTO LORETO LLC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92110

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11535 ROCKY LN, LAKESIDE, CA 92040-5709
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 LAKE VIEW LN, EL CAJON, CA 92021-3840
Investor	Possibly a Property Investor

Mortgage

Document Number	0000366451
Date	Sep 16, 2022
Instrument	2022-0366451

Lender

Name	COMMUNITY VALLEY BANK
Type	Bank
Address	EL CENTRO, CA 92244

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 19, 2025
Property Address	11535 ROCKY LN, LAKESIDE, CA 92040-5709
Document Number	0000358316
Map Reference	FILE 74-150304
Instrument Date	Dec 9, 2025
Instrument	2025-0358316
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11535 ROCKY LN, LAKESIDE, CA 92040-5709

Mortgage

Document Number	0000358317
Date	Dec 19, 2025
Instrument	2025-0358317

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 11535 Rocky Ln was $7,026.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,060,000 (+89.67%) Land $471,111 Building $588,889
2025	$7,026.00	$558,851 Land $248,378 Building $310,473
2023	$6,611.00 (+1.52%)	$537,152 Land $238,734 Building $298,418
2022	$6,512.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11535 Rocky Ln in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1978–2016)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Mar 2016 · other causes
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11535 Rocky Ln is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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