11534 E 10th St S, Independence, MO 64054 Property Records

Jackson County property record for 11534 E 10th St S, Independence, MO 64054

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 800 sqft · built 1930
Lot Size	0.129 acres (5,636 sqft)
Owner	2 Individual Names on Record
Last Sale	$81,100 (Jan 2007)
Tax Bill	$493 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-320-12-24`

Property Details

APN / Parcel Number

Primary APN	`26-320-12-24`
Alternative APNs	`26-320-12-24-00-0-00-000` `26320122400000001` `777926`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	660 sqft
Basement Area	660 sqft
Finished Basement	396 sqft
Unfinished Basement	264 sqft
Flooring	Carpet

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,636 sqft (0.129 acres)
Lot Dimensions	119 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	777926
Street Address	11534 E 10TH ST S
City	INDEPENDENCE
State	MO
Zip	64054-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMOUNT HIGHLANDS LOT 190
Legal Subdivision	FAIRMOUNT HIGHLANDS
Legal Block	2
Legal Lot Number	190
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2008
Census Tract	11002

Owner

Source: Jackson County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11534 E 10TH ST S, INDEPENDENCE, MO 64054-1717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CENTER LLC
Dec 6, 2019	Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2007 · Amount on Record
Deed Sale	Jan 29, 2007 · Amount on Record
Prior Sale	Apr 4, 2006
Deed Document Number	200712587
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Sep 14, 2026
Property Address	11534 E 10TH ST S, INDEPENDENCE, MO 64054-1717
Document Number	0000069263
Instrument Date	Sep 4, 2026
Instrument	202669263
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11534 E 10TH ST S, INDEPENDENCE, MO 64054-1717

Mortgage

Document Number	0000069263,
Date	Sep 14, 2026
Instrument	202669263

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 6, 2019
Property Address	11534 E 10TH ST S, INDEPENDENCE, MO 64054-1717
Document Number	000E100872
Instrument Date	Dec 5, 2019
Instrument	100872E
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	KANSAS CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11534 E 10TH ST S INDEPENDENCE MO 640541717, INDEPENDENCE, MO 64054-1717

Mortgage

Document Number	E101256
Date	Dec 6, 2019
Instrument	101256E

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,819 (-) Land $2,911 Building $10,908	$72,730 (-)
2025	$493.00 (-31.05%)	$13,819 (-33.13%) Land $2,911 Building $10,908	$72,730 (-33.13%)
2024	$715.00 (+2.29%)
2023	$699.00	$20,665 Land $2,094 Building $18,571	$108,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: KC Web, T-Mobile, Verizon, Wisper ISP.

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