Hennepin County property record for 11532 Oregon Ave N, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,048 sqft · built 1985 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jul 2026) |
| Tax Bill | $3,954 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-120-21-21-0075 |
| Primary APN | 32-120-21-21-0075 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,048 sqft Living Area |
| Gross Area | 2,096 sqft |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 520 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 11532 OREGON AVE N |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-2866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 027 BLOCK 003 A HEATHERS ESTATES 80 X 125 |
| Legal Range | 21 |
| Legal Township | 120 |
| Legal Section | 32 |
| Legal Quarter | 21 |
| Legal Subdivision | HEATHERS ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 27 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 26908 |
11532 Oregon Ave N is owned and occupied by two individuals who bought it in July 2026.
Source: Hennepin County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11532 OREGON AVE N, CHAMPLIN, MN 55316-2866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 30, 2022 | Transfer on Death Deed, Transfer |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Nov 6, 2018 | Warranty Deed, Transfer · Conventional with PMI UNION HM MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on File |
| Deed Sale | Jul 6, 2026 · Amount on File |
| Prior Sale | Nov 6, 2018 · Amount on File |
| Deed Document Number | 202611476434 |
| Prior Transfer Date | Dec 28, 2022 |
| Prior Transfer Doc | 0011172772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 6, 2026 |
| Property Address | 11532 OREGON AVE N, CHAMPLIN, MN 55316-2866 |
| Document Number | 0011476434 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202611476434 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | TITLESMART |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133,926.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11532 OREGON AVE N, CHAMPLIN, MN 55316-2866 |
| Document Number | 0011476435, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202611476435 |
| Name | BELL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 11532 OREGON AVE N, CHAMPLIN, MN 55316-2866 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A10981954 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | A10981954 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Sep 1, 2050 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Dec 30, 2022 |
| Property Address | 11532 OREGON AVE N, CHAMPLIN, MN 55316-2866 |
| Document Number | 0A11172772 |
| Instrument Date | Dec 28, 2022 |
| Instrument | A11172772 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 11532 OREGON AVE N, CHAMPLIN, MN 55316-2866 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 11532 OREGON AVE N, CHAMPLIN, MN 55316-2866 |
| Document Number | 0010820026 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11532 OREGON AVE N CHAMPLIN MN 553162866, CHAMPLIN, MN 55316-2866 |
| Document Number | 0010820026 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 10820026 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Nov 6, 2018 |
| Property Address | 11532 OREGON AVE N, CHAMPLIN, MN 55316-2866 |
| Document Number | 0010610098 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 10610098 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | CENTRAL LAND TITLE, CENTRAL LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $883.66 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11523 OREGON AVE N CHAMPLIN MN 55316, CHAMPLIN, MN 55316 |
| Document Number | 10610099 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | 10610099 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2048 |
The 2025 property tax bill for 11532 Oregon Ave N was $3,954 with a homeowner's exemption, down 1.8% from the year before.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,954.00 (-1.84%) | $336,300 (-3.67%) Land $86,000 Building $250,300 | $336,300 (-3.67%) Land $86,000 Building $250,300 |
| 2024 | $4,028.00 (+18.61%) | $349,100 Land $103,000 Building $246,100 | $349,100 Land $103,000 Building $246,100 |
| 2023 | $3,396.00 Homeowner's exemption | ||
| 2022 | $308,000 Land $91,000 Building $217,000 | $308,000 Land $91,000 Building $217,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11532 Oregon Ave N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11532 Oregon Ave N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| CenturyLink DSL | 140 / 20 |
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