Frederick County property record for 11532 Fingerboard Rd, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,350 sqft · built 2001 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Apr 2000) |
| Tax Bill | $4,785 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-313389 |
| Primary APN | 09-313389 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 2,040 sqft |
| 1st Floor Area | 1,350 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 55,757 sqft |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 313389 |
|---|---|
| Street Address | 11532 FINGERBOARD RD |
| City | MONROVIA |
| State | MD |
| Zip | 21770-9010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 6 SECTION 2 1.28 ACRE WILCOM SUBDIVISION |
| Legal Subdivision | ACRE WILCOM SUB |
| Legal Lot Number | 6 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 752102 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11532 FINGERBOARD RD, MONROVIA, MD 21770-9010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2000 · Amount on Record |
| Deed Sale | Apr 26, 2000 · Amount on Record |
| Deed Document Number | 20002285 |
| Deed Book / Page | 2704 / 1081 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 11532 FINGERBOARD RD, MONROVIA, MD 21770-9010 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 11532 FINGERBOARD RD, MONROVIA, MD 21770-9010 |
| Document Number | 0164960180 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 16496/180 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458,833 (+28.14%) | $496,900 (+29.84%) Land $222,300 Building $274,600 | |
| 2025 | $4,785.00 (+15.11%) | ||
| 2023 | $4,157.00 Homeowner's exemption | $358,067 | $382,700 Land $159,500 Building $223,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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