11531 Luckygem Dr, Riverview, FL 33579 Property Records

Hillsborough County property record for 11531 Luckygem Dr, Riverview, FL 33579

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,997 sqft · built 2015
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$354,900 (Apr 2024)
Tax Bill	$8,337 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077717-6360`

Property Details

APN / Parcel Number

Primary APN	`077717-6360`
Alternative APN	`U1631209VY000004000160`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,997 sqft Living Area
Gross Area	2,716 sqft
1st Floor Area	1,997 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	278 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0777176360
Street Address	11531 LUCKYGEM DR
City	RIVERVIEW
State	FL
Zip	33579-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SOUTH FORK TRACT L PHASE 1 LOT 16 BLOCK 4
Legal Range	20E
Legal Township	31S
Legal Section	16
Legal Subdivision	SOUTH FORK TRACT L PHASE 1
Legal Phase	1
Legal Tract	L
Legal Block	4
Legal Lot Number	16
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	3
Census Block	3054
Census Tract	13916

Owner

11531 Luckygem Dr is owned and occupied by two individuals who bought it in April 2024.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11531 LUCKYGEM DR, RIVERVIEW, FL 33579-2117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2024 · Amount on File
Deed Sale	Apr 29, 2024 · Amount on File
Prior Sale	Sep 2, 2015 · Amount on File
Deed Document Number	2024170646
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 29, 2024
Property Address	11531 LUCKYGEM DR, RIVERVIEW, FL 33579-2117
Document Number	0000170646
Map Reference	MB 122 PG 31-40
Instrument Date	Apr 17, 2024
Instrument	2024170646
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	EXCEL TITLE CORPORATION, EXCEL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,484.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12905 DARLA DR, RIVERVIEW, FL 33579-6949

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11531 LUCKYGEM DR, RIVERVIEW, FL 33579-2117

Mortgage

Document Number	0000170647
Date	Apr 29, 2024
Instrument	2024170647

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 11531 Luckygem Dr was $8,337 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,720 (-6.95%) Land $68,770 Building $209,950	$278,720 (-6.95%) Land $68,770 Building $209,950
2025	$8,337.00	$299,533 Land $74,750 Building $224,783	$299,533 Land $74,750 Building $224,783
2023	$5,376.00 (+6.84%) Homeowner's exemption	$197,927 (+3%)	$309,890 (+12.12%) Land $74,750 Building $235,140
2022	$5,032.00 Homeowner's exemption	$192,162	$276,400 Land $62,790 Building $213,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11531 Luckygem Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 163 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	163 in force
Nearby Flood Claims	7 (2022–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11531 Luckygem Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20