11530 Co Rd 45, Centre, AL 35960 Property Records

Cherokee County property record for 11530 Co Rd 45, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,506 sqft · built 2005
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$194,500 (Oct 2020)
Tax Bill	$894 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`13-12-09-29-0-000-010.003`

Property Details

APN / Parcel Number

Primary APN	`13-12-09-29-0-000-010.003`
Alternative APNs	`ALT APN:1209290000010003` `210770`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,506 sqft Living Area
1st Floor Area	1,506 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	480 sqft
Deck Area	256 sqft

Location & Zoning

Account Number	210770
Street Address	11530 COUNTY ROAD 45
City	CENTRE
State	AL
Zip	35960-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM AT THE SE COR OF SECION 29; NW 1099.06 TO POB, CONT NW400; NE69.27; NW156.29 TO SLY ROW OF CO RD 45; NE20; SE156.29; NE1
Legal Range	11E
Legal Township	10S
Legal Section	29
Legal Subdivision	JENNINGS PROPERTY
Legal Tract	11
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1025
Census Tract	956101

Owner

11530 Co Rd 45 is owned and occupied by an individual who bought it in October 2020.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 465, CENTRE, AL 35960-0465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	Aug 12, 2005
Deed Document Number	2020214879
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Oct 20, 2020
Property Address	11530 COUNTY ROAD 45, CENTRE, AL 35960-4027
Document Number	0000214879
Map Reference	DOC 135749
Instrument Date	Oct 20, 2020
Instrument	214879
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 465, CENTRE, AL 35960-0465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11530 COUNTY ROAD 45, CENTRE, AL 35960-4027

Mortgage

Document Number	0000214880
Date	Oct 20, 2020
Instrument	214880

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 11530 Co Rd 45 was $894 with a homeowner's exemption, up 7.3% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$894.00 (+7.32%)
2025	$833.00 (+5.58%) Homeowner's exemption	$19,680 (+5.24%) Land $960 Building $18,720	$210,900 (+5.19%) Land $9,500 Building $201,400
2024	$789.00 Additional exemption filed	$18,700 (-6.78%) Land $860 Building $17,840	$200,500 (-) Land $8,600 Building $191,900
2023	$789.00 Homeowner's exemption	$20,060 (+803.6%)	$200,500 (-) Land $8,600 Building $191,900
2022	$789.00 Homeowner's exemption	$2,220 Land $860 Building $1,360	$200,500 Land $8,600 Building $191,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11530 Co Rd 45 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11530 Co Rd 45 is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 45

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures