St. Johns County property record for 1153 Sandlake Rd, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,301 sqft · built 1999 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,801 (2025) |
| Deeds & Mortgages | Jan 2022 Reverse Mortgage Oct 2020 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028233-0200 |
| Primary APN | 028233-0200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,301 sqft Living Area |
| Gross Area | 3,060 sqft |
| 1st Floor Area | 2,301 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 513 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 293 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1153 SANDLAKE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 33/14-22 TURNBERRY AT ST JOHNS UNIT 1 LOT 20 OR1300/1232 & 2748/436(L/E) & 3299/1163 & 3336/20(L/E) & 4761/101(Q/C) |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | TURNBERRY AT SAINT JOHNS UNIT 1 |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20908 |
1153 Sandlake Rd is owned by a company that acquired it in July 2019 and is owner-occupied.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1153 SANDLAKE RD, SAINT AUGUSTINE, FL 32092-3708 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP |
| Oct 21, 2020 | Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC |
| Sep 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Jul 18, 2019 | Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 10, 2019 |
| Transfer Doc | 0047610101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1153 SANDLAKE RD, SAINT AUGUSTINE, FL 32092-3708 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1153 SANDLAKE RD, SAINT AUGUSTINE, FL 32092-3708 |
| Document Number | 0054621604 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 5462/1604 |
| Instrument | 2022001582 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 852 Months |
| Due | Jan 7, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.46% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.46% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1153 SANDLAKE RD, SAINT AUGUSTINE, FL 32092-3708 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1153 SANDLAKE RD, SAINT AUGUSTINE, FL 32092-3708 |
| Document Number | 0050770658 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 5077/658 |
| Instrument | 2020093632 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 867 Months |
| Due | Jan 7, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Oct 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1153 SANDLAKE RD, SAINT AUGUSTINE, FL 32092-3708 |
| Document Number | 0050770676 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1153 SANDLAKE RD ST AUGUSTINE FL 320923708, ST AUGUSTINE, FL 32092-3708 |
| Document Number | 0050770676 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 005077/000676 |
| Instrument | 93633 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 18, 2019 |
| Property Address | 1153 SANDLAKE RD, SAINT AUGUSTINE, FL 32092-3708 |
| Document Number | 0047610101 |
| Book / Page | 004761 / 000101 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 51604 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1153 SANDLAKE RD ST AUGUSTINE FL 320923708, ST AUGUSTINE, FL 32092-3708 |
| Document Number | 47610103 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 004761/000103 |
| Instrument | 51605 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 888 Months |
| Due | Jul 17, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Document Number | 47610119, |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 004761/000119 |
| Instrument | 51606 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 888 Months |
| Due | Jul 17, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
The 2025 property tax bill for 1153 Sandlake Rd was $2,801 with a homeowner's exemption, up 13.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,953 (+2.7%) | $339,080 (-15.5%) Land $98,500 Building $240,580 | |
| 2025 | $2,801.00 (+13.68%) Homeowner's exemption | $221,960 (+2.9%) | $401,284 (+3.93%) Land $128,500 Building $272,784 |
| 2024 | $2,464.00 (+2.16%) Homeowner's exemption | $215,705 (+3%) | $386,127 (+1.26%) Land $135,000 Building $251,127 |
| 2023 | $2,412.00 (+3.3%) Homeowner's exemption | $209,422 (+3%) | $381,315 (+7.56%) Land $105,000 Building $276,315 |
| 2022 | $2,335.00 Homeowner's exemption | $203,322 | $354,507 Land $84,000 Building $270,507 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1153 Sandlake Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 175 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1153 Sandlake Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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