1153 Overdale Rd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 1153 Overdale Rd, Saint Augustine, FL 32080 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,712 sqft · built 2009
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2019)
Tax Bill	$5,212 (2025)
Deeds & Mortgages	Jan 2024 Mortgage May 2023 Second Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`162961-1410`

Property Details

APN / Parcel Number

Primary APN	`162961-1410`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,712 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	856 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	238 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1153 OVERDALE RD
City	SAINT AUGUSTINE
State	FL
Zip	32080-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55/102-107 SEAGROVE ST AUGUSTINE BEACH UNIT 8 LOT 141 OR4751/496
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	SEAGROVE ST. AUGUSTINE BEACH UNIT 8
Legal Block	3
Legal Lot Number	141
Legal Unit	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3024
Census Tract	21408

Owner

Source: St. Johns County records · APN 162961-1410

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1153 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Commercial Mortgage BARWICK BANKING CO
May 08, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 01, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2019 · Amount on Record
Deed Sale	Jul 01, 2019 · Amount on Record
Prior Sale	Nov 30, 2009 · Amount on Record
Deed Document Number	201946709
Deed Book / Page	4751 / 496
Record Updated	Jun 08, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1153 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302
Transaction Type	Mortgage
Record Updated	Feb 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 OVERDALE RD, ST AUGUSTINE, FL 32080-2302

Mortgage

Document Number	0058870079
Date	Jan 17, 2024
Book Page	5887/79
Instrument	2024004072

Lender

Name	BARWICK BANKING CO
Type	Bank
Address	SAINT AUGUSTINE, FL 32080

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1153 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 OVERDALE RD, ST AUGUSTINE, FL 32080-2302

Mortgage

Document Number	0057531229
Date	May 08, 2023
Book Page	5753/1229
Instrument	2023034989

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2043

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1153 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302

Mortgage

Document Number	0053680274
Date	Sep 14, 2021
Book Page	5368/274
Instrument	2021100854

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 01, 2019
Property Address	1153 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302
Document Number	0047510496
Book / Page	4751 / 0496
Map Reference	MB 55 PG 102-107
Instrument Date	Jun 28, 2019
Instrument	2019046709
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1153 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302

Mortgage

Document Number	0004751498
Date	Jul 01, 2019
Instrument	4751/498

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,997 (+2.7%)	$454,108 (-7.12%) Land $170,000 Building $284,108
2025	$5,212.00 (+8.72%) Homeowner's exemption	$331,058 (+5.99%)	$488,921 (+5.53%) Land $170,000 Building $318,921
2024	$4,794.00 (+5.36%)
2023	$4,550.00 (+1.68%) Homeowner's exemption	$312,357 (+3%)	$463,321 (+10.47%) Land $180,000 Building $283,321
2022	$4,475.00 Homeowner's exemption	$303,259	$419,394 Land $151,200 Building $268,194

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 429 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured 224 under condo master policies
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm	Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
IQ Fiber Intermediate Holdings	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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