1153 N Cole Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1153 N Cole Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,466 sqft · built 1996
Lot Size	0.164 acres (7,122 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Jun 2022)
Tax Bill	$2,228 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-07-516`

Property Details

APN / Parcel Number

Primary APN	`304-07-516`
Alternative APN	`304075163`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,466 sqft Living Area
Gross Area	2,631 sqft
1st Floor Area	1,228 sqft
2nd Floor Area	1,238 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,122 sqft (0.164 acres)
Parking Spaces	3 Parking Spaces
Pool Area	465 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1153 N COLE DR
City	GILBERT
State	AZ
Zip	85234-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CAROL RAE RANCH MCR 395-24
Legal Range	6E
Legal Township	1S
Legal Section	2
Legal Subdivision	CAROL RAE RANCH
Legal Lot Number	474
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	422621

Owner

1153 N Cole Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Maricopa County records, as of February 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1153 N COLE DR, GILBERT, AZ 85234-3008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 10, 2022	Warranty Deed, Transfer · VA Mortgage SUN AMERICAN MORTGAGE CO
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Aug 6, 2009 · Amount on File
Deed Document Number	2022492850
Prior Transfer Date	Dec 4, 1996
Prior Transfer Doc	0000011029
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1153 N COLE DR, GILBERT, AZ 85234-3008
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 N COLE DR, GILBERT, AZ 85234-3008

Mortgage

Document Number	0000099241
Date	Feb 20, 2026
Instrument	20260099241

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Mar 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 10, 2022
Property Address	1153 N COLE DR, GILBERT, AZ 85234-3008
Document Number	0000492850
Map Reference	MB 395 PG 24
Instrument Date	May 27, 2022
Instrument	20220492850
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1153 N COLE DR, 1153, GILBERT, AZ 85234-3008

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1153 N COLE DR, GILBERT, AZ 85234-3008

Mortgage

Document Number	0000492851
Date	Jun 10, 2022
Instrument	20220492851

Lender

Name	SUN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1153 N COLE DR, GILBERT, AZ 85234-3008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 N COLE DR, GILBERT, AZ 85234-3008

Mortgage

Document Number	0000874006
Date	Sep 17, 2020
Instrument	20200874006

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1153 N Cole Dr was $2,228.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,910 (+85.27%)	$529,100 (+6.85%) Land $105,800 Building $423,300
2025	$2,228.00	$28,559 (-45.39%)	$495,200 (-5.32%) Land $99,000 Building $396,200
2024		$52,300	$523,000 Land $104,600 Building $418,400
2023	$2,157.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1153 N Cole Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1153 N Cole Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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