1153 Commerce Ave, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1153 Commerce Ave, Chesapeake, VA 23324 · Last verified September 2023

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 2 ba · 1,308 sqft · built 2005
Lot Size	0.062 acres (2,744 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,608 (2019)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2006 Mortgage + 1 more
APN	`1280000003650`

Property Details

APN / Parcel Number

Primary APN	`1280000003650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,308 sqft Total Area
1st Floor Area	654 sqft
Upper Floors Area	654 sqft
Attic Area	654 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,744 sqft (0.062 acres)
Lot Width	25 ft Width

Exterior Amenities

Porch	Porch
Porch Area	106 sqft
Deck Area	654 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1153 COMMERCE AVE
City	CHESAPEAKE
State	VA
Zip	23324-3305
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	108 HOYE
Legal Subdivision	HOYE
Legal Lot Number	108
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2002
Census Tract	20200

Owner

Source: Chesapeake City records · APN 1280000003650

Assessment roll updated August 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1153 COMMERCE AVE, CHESAPEAKE, VA 23324-3305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 14, 2006	Deed of Trust, Mortgage · Conventional Mortgage DECISION ONE MORTGAGE COM
Nov 28, 2005	Warranty Deed, Transfer · Conventional Mortgage FREMONT I & L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2005
Deed Sale	Dec 14, 2005
Deed Document Number	0006293738
Deed Book / Page	6293 / 738
Prior Transfer Date	Nov 28, 2005
Prior Transfer Doc	0006293738
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1153 COMMERCE AVE, CHESAPEAKE, VA 23324-3305
Transaction Type	Mortgage
Record Updated	May 07, 2026
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 COMMERCE AVE, CHESAPEAKE, VA 23324-3305

Mortgage

Document Number	10929/1024
Date	Dec 23, 2025
Book Page	10929/1024
Instrument	250030151

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1153 COMMERCE AVE, CHESAPEAKE, VA 23324-3305
Transaction Type	Mortgage
Record Updated	May 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006831/642
Date	Nov 14, 2006
Book Page	6831/642

Lender

Name	DECISION ONE MORTGAGE COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2036

Interest

Rate Type	Fixed Rate

November 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 28, 2005
Property Address	1153 COMMERCE AVE, CHESAPEAKE, VA 23324-3305
Document Number	006293/738
Book / Page	6293 / 738
Instrument Date	Nov 23, 2005
Transaction Type	Transfer
Record Updated	May 07, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006293740
Date	Nov 28, 2005
Instrument	6293/740

Lender

Name	FREMONT I & L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$199,800 Land $65,000 Building $134,800	$199,800 Land $65,000 Building $134,800
2019	$1,608.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500202002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016, other causes, Hurricane Matthew
Claims By Storm	Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 620 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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