1153 Central Ave, Beloit, WI 53511 Property Records

Rock County property record for 1153 Central Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,606 sqft · built 1907
Lot Size	0.183 acres (7,971 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,500 (Aug 2023)
Tax Bill	$2,626 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Dec 2024 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`206 13610500`

Property Details

APN / Parcel Number

Primary APN	`206 13610500`
Alternative APN	`13610500`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,606 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	7,971 sqft (0.183 acres)

Location & Zoning

Account Number	206 13610500
Street Address	1153 CENTRAL AVE
City	BELOIT
State	WI
Zip	53511-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 8 B 2 STRONGS THIRD ADD
Legal Subdivision	STRONGS THIRD ADD
Legal Lot Number	8
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1009
Census Tract	1900

Owner

Source: Rock County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1153 CENTRAL AVE, BELOIT, WI 53511-5406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Dec 31, 2024	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORP
Jun 1, 2007	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK & TRUST CO
Apr 23, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Aug 21, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Oct 7, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	20232246495
Prior Transfer Date	Sep 29, 2021
Prior Transfer Doc	0002201316
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1153 CENTRAL AVE, BELOIT, WI 53511-5406
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002267381
Date	Aug 6, 2024
Instrument	2267381

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1153 CENTRAL AVE, BELOIT, WI 53511-5406
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002276788
Date	Dec 31, 2024
Instrument	2276788

Lender

Name	BETTER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2055

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1153 CENTRAL AVE, BELOIT, WI 53511-5406
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001791859
Date	Jun 1, 2007
Instrument	1791859

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Apr 30, 2012

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1153 CENTRAL AVE, BELOIT, WI 53511-5406
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001945881
Date	Apr 23, 2012
Instrument	1945881

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	BELOIT, WI 53512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2042

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Aug 21, 2023
Property Address	1153 CENTRAL AVE, BELOIT, WI 53511-5406
Document Number	0002246495
Instrument Date	Aug 18, 2023
Instrument	2246495
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 CENTRAL AVE, BELOIT, WI 53511-5406

Mortgage

Document Number	0002246496
Date	Aug 21, 2023
Instrument	2246496

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2020
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK WI
Recording Date	Oct 7, 2021
Property Address	1153 CENTRAL AVE, BELOIT, WI 53511-5406
Document Number	0002201316
Instrument Date	Sep 29, 2021
Instrument	2201316
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Aug 6, 2021
Property Address	1153 CENTRAL AVE, BELOIT, WI 53511-5406
Document Number	0002195457
Instrument Date	Aug 3, 2021
Instrument	2195457
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 OLYMPIAN BLVD, BELOIT, WI 53511-4267

Mortgage

Document Number	0002195458
Date	Aug 6, 2021
Instrument	2195458

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,626.00 (+39.46%) Homeowner's exemption	$168,500 (+41%) Land $11,000 Building $157,500	$185,100 (+36.2%)
2023	$1,883.00 (-3.68%)	$119,500 (-) Land $13,000 Building $106,500	$135,900 (+9.6%)
2022	$1,955.00	$119,500 Land $13,000 Building $106,500	$124,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bug Tussel Wireless, T-Mobile.

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