1153 Caribbean Dr E, Summerland Key, FL 33042 Property Records

Monroe County property record for 1153 Caribbean Dr E, Summerland Key, FL 33042

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 912 sqft · built 1998
Lot Size	0.13 acres (5,687 sqft)
Owner	Individual Name on File
Last Sale	$1,150,000 (May 2022)
Tax Bill	$7,596 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00191630-000000`

Property Details

APN / Parcel Number

Primary APN	`00191630-000000`
Alternative APNs	`36662800191630000000` `1253529`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,687 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Area	171 sqft
Porch	Open Porch
Porch Area	360 sqft
Patio Area	917 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1253529
Old Parcel Number	36662800191630000000
Street Address	1153 CARIBBEAN DR E
City	SUMMERLAND KEY
State	FL
Zip	33042-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 3 LT 4 SUMMERLAND KEY COVE ADDITION #4 PB 4-153 SUMMERLAND KEY OR471-32 OR786-734 OR821-707 OR878-413 OR881-2435
Legal Range	28E
Legal Township	66S
Legal Section	36
Legal Subdivision	SUMMERLAND KEY COVE ADD #4
Legal Block	3
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1052
Census Tract	971502

Owner

1153 Caribbean Dr E is owned and occupied by an individual who bought it in May 2022.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1153 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on File
Deed Sale	May 2, 2022 · Amount on File
Prior Sale	Jun 8, 2000 · Amount on File
Deed Document Number	2373476
Deed Book / Page	3171 / 21
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 2, 2022
Property Address	1153 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4822
Document Number	0031710021
Book / Page	3171 / 21
Map Reference	MB 4 PG 153
Instrument Date	Apr 29, 2022
Instrument	2373476
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	HOME SWEET HOME TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 W 52ND ST, 70, HIALEAH, FL 33012-3745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4822

Mortgage

Document Number	0000317123
Date	May 2, 2022
Instrument	3171/23

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$938,777 Land $631,826 Building $306,951	$938,777 Land $631,826 Building $306,951
2024	$7,596.00 (-3.03%)
2023	$7,833.00 (+48.58%)	$871,810 (+21.9%) Land $580,131 Building $291,679	$871,810 (+21.9%) Land $580,131 Building $291,679
2022	$5,272.00	$715,201 Land $448,022 Building $267,179	$715,201 Land $448,022 Building $267,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1153 Caribbean Dr E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 454 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	454 in force
Nearby Flood Claims	828 (1998–2022)
Claims Outside the SFHA	2 of 828
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 317 claims Hurricane Wilma, Oct 2005 · 192 claims Hurricane Georges, Sep 1998 · 295 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1153 Caribbean Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35