Montgomery County property record for 11524 Charlton Dr, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,186 sqft · built 1961 |
| Lot Size | 0.226 acres (9,833 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $740,000 (Aug 2025) |
| Tax Bill | $6,317 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01323170 |
| Primary APN | 13-01323170 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,186 sqft Living Area |
| Gross Area | 3,307 sqft |
| 1st Floor Area | 1,502 sqft |
| Basement Area | 662 sqft |
| Finished Basement | 662 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,833 sqft (0.226 acres) |
| Porch | Open Porch |
| Porch Area | 260 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01323170 |
|---|---|
| Street Address | 11524 CHARLTON DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-3109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | KEMP MILL ESTATES |
| Legal Subdivision | KEMP MILL ESTATES |
| Legal Block | 27 |
| Legal Lot Number | 33 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 703208 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11524 CHARLTON DR, SILVER SPRING, MD 20902-3109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2025 · Amount on Record |
| Deed Sale | Aug 26, 2025 · Amount on Record |
| Prior Sale | Nov 5, 2010 · Amount on Record |
| Deed Book / Page | 69526 / 137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 11524 CHARLTON DR, SILVER SPRING, MD 20902-3109 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Title Company | CERTIFIED TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 11524 CHARLTON DR, SILVER SPRING, MD 20902-3109 |
| Document Number | 0646970431 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 64697/431 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $595,200 (+10.67%) | $710,000 (+32.02%) Land $226,000 Building $484,000 | |
| 2025 | $6,317.00 (+16.55%) | $537,800 (+5.64%) Land $226,000 Building $311,800 | $537,800 (-) Land $226,000 Building $311,800 |
| 2023 | $509,067 | $537,800 Land $226,000 Building $311,800 | |
| 2022 | $5,420.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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