11523 Harmony Summit Trce, Richmond, TX 77406 Property Records

Fort Bend County property record for 11523 Harmony Summit Trce, Richmond, TX 77406

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,936 sqft · built 2019
Lot Size0.152 acres (6,640 sqft)
Owner2 Individual Names on Record
Last Sale$340,146 (Jul 2026)
Tax Bill$8,904 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR485829

Property Details

APN / Parcel Number

Primary APNR485829
Alternative APN
  • 6770-07-004-0150-901

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,936 sqft Living Area
Gross Area2,335 sqft
1st Floor Area1,936 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,640 sqft (0.152 acres)
View / LotInterior
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address11523 HARMONY SUMMIT TRCE
CityRICHMOND
StateTX
Zip77406-2803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSENDERO TRACT SEC 7, BLOCK 4, LOT 15
Legal SubdivisionSENDERO TRACT SEC 7
Legal Block4
Legal Lot Number15
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group1
Census Block1047
Census Tract673403

Owner

Source: Fort Bend County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11523 HARMONY SUMMIT TRCE, RICHMOND, TX 77406-2803
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Deed, Transfer · VA Mortgage
NAVY FEDERAL CREDIT UNION
Jun 19, 2020Grant Deed, Subdivision Related Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2026 · Amount on Record
Deed SaleJul 2, 2026 · Amount on Record
Prior SaleJun 19, 2020 · Amount on Record
Deed Document Number202668124
Prior Transfer DateJun 17, 2020
Prior Transfer Doc0000072798
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionFORT BEND TX
Recording DateJul 2, 2026
Property Address11523 HARMONY SUMMIT TRCE, RICHMOND, TX 77406-2803
Document Number0000068124
Instrument DateJun 26, 2026
Instrument202668124
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyENVISION TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11523 HARMONY SUMMIT TRCE, RICHMOND, TX 77406-2803

Mortgage

Document Number0000068125,
DateJul 2, 2026
Instrument202668125
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Max Rate-1%

June 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionFORT BEND TX
Recording DateJun 19, 2020
Property Address11523 HARMONY SUMMIT TRCE, RICHMOND, TX 77406-2803
Document Number0000072798
Instrument DateJun 17, 2020
Instrument72798
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 27, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11523 HARMONY SUMMIT TRCE RICHMOND TX 774062803, RICHMOND, TX 77406-2803

Mortgage

Document Number72799
DateJun 19, 2020
Instrument72799
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictLamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,904.00 (-2.73%) Homeowner's exemption$341,100 (+2.09%) Land $97,500 Building $243,600$341,100 (+2.09%) Land $97,500 Building $243,600
2024$9,154.00 (+117.28%) Homeowner's exemption$334,108 (-0.57%) Land $97,500 Building $236,608$334,108 (-2.88%) Land $97,500 Building $236,608
2023$4,213.00 Homeowner's exemption$336,028 Land $75,000 Building $269,028$344,028 Land $75,000 Building $269,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 231 policies
Nearby Flood Policies231 in force
Nearby Flood Claims3 (2017–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT BEND COUNTY MUD 132
serves 795 people · EPA ID TX0790566
Water SourcePurchased surface water from FORT BEND COUNTY MUD 133
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Hotwire Communications, Skynet.

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