11523 Calle Albara, El Cajon, CA 92019 Property Records

San Diego County property record for 11523 Calle Albara, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,282 sqft · built 1987
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jun 1992)
Tax Bill	$6,294 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`502-201-58-00`

Property Details

APN / Parcel Number

Primary APN	`502-201-58-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,282 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Mediterranean
Exterior Material	Stucco
Roof Material	Tile
Lot Area	10,585 sqft (0.243 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11523 CALLE ALBARA
City	EL CAJON
State	CA
Zip	92019-4079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 54 TR 011231
Legal Subdivision	SAN DIEGO #4032-1
Legal Tract	011231
Legal Block	1
Legal Lot Number	54
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13605

Owner

11523 Calle Albara is owned and occupied by two individuals who acquired it in April 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11523 CALLE ALBARA, EL CAJON, CA 92019-4079
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC
Mar 21, 2018	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Mar 21, 2018	Loan Modification, Mortgage · Line of Credit CALIFORNIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 1992 · Amount on File
Deed Sale	Jun 26, 1992 · Amount on File
Prior Sale	Sep 21, 1990 · Amount on File
Deed Document Number	1992398880
Last Transfer Date	Apr 9, 2015
Transfer Doc	0000177878
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11523 CALLE ALBARA, EL CAJON, CA 92019-4079
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11523 CALLE ALBARA, EL CAJON, CA 92019-4079

Mortgage

Document Number	0000180493
Date	Mar 8, 2021
Instrument	2021-0180493

Lender

Name	MCJAB INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11523 CALLE ALBARA, EL CAJON, CA 92019-4079
Document Number	0000121780
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	CALIFORNIA MEMBERS TITLE INSURANCE C

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11523 CALLE ALBARA EL CAJON CA 920194079, EL CAJON, CA 92019-4079

Mortgage

Document Number	0000121780
Date	Mar 28, 2018
Instrument	121780

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209-9100

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	11523 CALLE ALBARA, EL CAJON, CA 92019-4079
Document Number	0000433650
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11523 CALLE ALBARA EL CAJON CA 920194079, EL CAJON, CA 92019-4079

Mortgage

Document Number	0000433650
Date	Sep 30, 2019
Instrument	433650

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209-9100

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 11523 Calle Albara was $6,294 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$468,933 (+2%) Land $144,277 Building $324,656
2025	$6,294.00 Homeowner's exemption	$459,740 Land $141,449 Building $318,291
2023	$6,061.00 (+2.12%) Homeowner's exemption	$441,889 Land $135,957 Building $305,932
2022	$5,935.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11523 Calle Albara in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11523 Calle Albara is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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