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11521 Oval Dr E, Largo, FL 33774 Property Records

Pinellas County property record for 11521 Oval Dr E, Largo, FL 33774 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,800 sqft · built 1959
Lot Size0.235 acres (10,250 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Feb 2024)
Tax Bill$5,381 (2025)
Deeds & MortgagesAug 2026 Sale
Jul 2026 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-750-9297-3

Property Details

APN / Parcel Number

Primary APNC62-000-750-9297-3
Alternative APNs
  • 17-30-15-42894-003-0120
  • 301517428940030120
  • 153017428940030120
  • R181714

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,800 sqft Living Area
Gross Area2,341 sqft
1st Floor Area1,800 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1979
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area10,250 sqft (0.235 acres)
Lot Dimensions146 ft deep x 70 ft wide
Garage TypeAttached
Garage Area273 sqft
Parking Spaces1 Parking Space
PorchEnclosed/Unfinished Porch
Porch Area268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR181714
Street Address11521 OVAL DR E
CityLARGO
StateFL
Zip33774-4102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN ROCKS HIGHLANDS BLK C, LOT 12
Legal Range15E
Legal Township30S
Legal Section17
Legal SubdivisionINDIAN ROCKS HIGHLANDS
Legal Tract42894
Legal BlockC
Legal Lot Number12
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group3
Census Block3000
Census Tract25119

Owner

Source: Pinellas County records · APN C62-000-750-9297-3

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11521 OVAL DR E, LARGO, FL 33774-4102
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 10, 2026Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CREDIT UNION
Feb 05, 2024Warranty Deed, Transfer · Conventional Mortgage
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 05, 2024 · Amount on Record
Deed SaleFeb 05, 2024 · Amount on Record
Prior SaleMay 24, 2007 · Amount on Record
Deed Document Number202429401
Deed Book / Page22696 / 2383
Last Transfer DateJul 29, 2026
Transfer Doc0000206473
Record UpdatedSep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateAug 03, 2026
Property Address11521 OVAL DR E, LARGO, FL 33774-4102
Document Number0000206473
Book / Page23648 / 1340
Instrument DateJul 29, 2026
Instrument2026206473
Transaction TypeTransfer
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address11521 OVAL DR E, LARGO, FL 33774-4102

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateJul 10, 2026
Property Address11521 OVAL DR E, LARGO, FL 33774-4102
Document Number0000184186
Book / Page23622 / 1418
Instrument DateJun 27, 2026
Instrument2026184186
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11521 OVAL DR E, LARGO, FL 33774-4102

Mortgage

Document Number0000184186,
DateJul 10, 2026
Book Page23622/1418
Instrument2026184186
Lender
NameMIDFLORIDA CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 15, 2046
Interest
Rate6.53%
Max Rate-1%

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 05, 2024
Property Address11521 OVAL DR E, LARGO, FL 33774-4102
Document Number0226962383
Book / Page22696 / 2383
Map ReferenceMB 37 PG 93
Instrument DateJan 29, 2024
Instrument2024029401
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyMIDFLORIDA TITLE PROFESSIONALS, MIDFLORIDA TTL PROFESSIONALS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address425 OAK AVE, WOOD DALE, IL 60191-1522

Transferred To (Grantee/Buyer)

NameVerified Name
Address11521 OVAL DR E, LARGO, FL 33774-4102

Mortgage

Document Number0226962385
DateFeb 05, 2024
Instrument22696/2385
Lender
NameMIDFLORIDA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,381.00 (+228.31%) Homeowner's exemption$365,461 (+183.61%) Land $129,545 Building $235,916$365,461 (+36.42%) Land $129,545 Building $235,916
2023$1,639.00 (+3.87%) Homeowner's exemption$128,859 (+3%)$267,896 (+17.49%) Land $166,349 Building $101,547
2022$1,578.00 Homeowner's exemption$125,106$228,024 Land $149,430 Building $78,594

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030251193, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 121 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies121 in force
Nearby Flood Claims29 (1979–2024)
Claims Outside the SFHA28 of 29
Most Recent ClaimOct 2024, other causes, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 16 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 345 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
WOW Internet, Cable & PhoneCable1,200 / 50
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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