11521 Islandale Dr, Cincinnati, OH 45240 Property Records

Hamilton County property record for 11521 Islandale Dr, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,144 sqft · built 1966
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Sep 2020)
Tax Bill	$4,881 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`591-0012-0149-00`

Property Details

APN / Parcel Number

Primary APN	`591-0012-0149-00`
Alternative APN	`0011251`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,144 sqft Living Area
Gross Area	3,490 sqft
1st Floor Area	1,008 sqft
2nd Floor Area	936 sqft
Basement Area	1,008 sqft
Finished Basement	200 sqft
Unfinished Basement	808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	120 ft deep x 75.2 ft wide
Garage Type	Attached
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	180 sqft
Deck Area	Deck Area
Patio Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	11521 ISLANDALE DR
City	CINCINNATI
State	OH
Zip	45240-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ISLANDALE DR 75.22 X 120.73 IR LOT 111 MODEL CITY SUB SEC 5 BLK A PT 4
Legal Subdivision	MODEL CITY SUB
Legal Block	A
Legal Lot Number	111
Jurisdiction	HAMILTON OH
Township / Civil Division	FOREST PARK
Census Block Group	2
Census Block	2002
Census Tract	21505

Owner

11521 Islandale Dr is owned and occupied by an individual who bought it in September 2020.

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	11521 ISLANDALE DR, CINCINNATI, OH 45240-2319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Aug 17, 2016 · Amount on File
Deed Document Number	202099196
Deed Book / Page	14262 / 1351
Prior Transfer Date	Sep 28, 1994
Prior Transfer Doc	0000190539
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 28, 2020
Property Address	11521 ISLANDALE DR, CINCINNATI, OH 45240-2319
Document Number	0000099196
Book / Page	014262 / 001351
Instrument Date	Aug 31, 2020
Instrument	99196
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$948.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11521 ISLANDALE DR CINCINNATI OH 452402319, CINCINNATI, OH 45240-2319

Mortgage

Document Number	99197
Date	Sep 28, 2020
Book Page	014262/001353
Instrument	99197

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2050

Mortgage

Document Number	99198,
Date	Sep 28, 2020
Book Page	014262/001368
Instrument	99198

Lender

Name	HOUSING FIN AGCY

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 11521 Islandale Dr was $4,881, up 2.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Forest Park City
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,881.00 (+2.76%)	$82,951 (+%) Land $11,211 Building $71,740	$237,000 Land $32,030 Building $204,970
2024	$4,750.00 (-1.37%)	$82,949 (-) Land $11,210 Building $71,739
2023	$4,816.00 (+132.32%)	$82,949 (+206.67%) Land $11,210 Building $71,739	$237,000 Land $32,030 Building $204,970
2022	$2,073.00 Homeowner's exemption	$27,048 Land $8,624 Building $18,424
2020			$77,280 Land $24,640 Building $52,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 11521 Islandale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11521 Islandale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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