Cole County property record for 11520 Lower Bottom Rd, Saint Thomas, MO 65076 · Last verified June 2026
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,824 sqft · built 2022 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,397 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Sep 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-01-01-0000-003-007001 |
| Primary APN | 19-01-01-0000-003-007001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Mobile Home |
| Lot Area | 218,236 sqft (5.01 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 11520 LOWER BOTTOM RD |
|---|---|
| City | SAINT THOMAS |
| State | MO |
| Zip | 65076-2027 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PT SWSW SEC 1 & PT NWNW SEC 12 |
| Legal Range | W |
| Legal Section | TW |
| Jurisdiction | COLE MO |
| Township / Civil Division | OSAGE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 20200 |
Source: Cole County records · APN 19-01-01-0000-003-007001
Assessment roll updated August 21, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11520 LOWER BOTTOM RD, SAINT THOMAS, MO 65076-2027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MID AMERICA BANK |
| Sep 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK |
| Sep 18, 2020 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 16, 2020 |
| Transfer Doc | 000715/527 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 11520 LOWER BOTTOM RD, SAINT THOMAS, MO 65076-2027 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000748/154 |
|---|---|
| Date | Mar 13, 2023 |
| Book Page | 748/154 |
| Instrument | 202301767 |
| Name | MID AMERICA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Apr 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 11520 LOWER BOTTOM RD, SAINT THOMAS, MO 65076-2027 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000743/804 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 743/804 |
| Instrument | 202209498 |
| Name | MID AMERICA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLE MO |
| Recording Date | Sep 18, 2020 |
| Property Address | 11520 LOWER BOTTOM RD, SAINT THOMAS, MO 65076-2027 |
| Document Number | 000715/527 |
| Book / Page | 715 / 527 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 202010315 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1749 DEL CERRO DR, JEFFERSON CITY, MO 65101-5537 |
Source: Cole County records · Assessment roll updated August 21, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cole County |
| Unified School District | Blair Oaks R-II School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,397.00 (+0.87%) | $23,990 (+26,555.56%) Land $4,180 Building $19,810 | $126,300 (+17,942.86%) Land $22,000 Building $104,300 |
| 2024 | $1,385.00 (+34,525%) | ||
| 2023 | $90 Land $90 | $700 Land $700 | |
| 2022 | $4.00 |
Source: FEMA National Flood Hazard Layer, Cole County (29051C), updated November 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290510202002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Sep 1993, river or lake flooding, Severe Storms & Flooding |
| Wildfire Risk | Moderate above 40% of the US · above 39% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) | Low Latency |
|---|---|---|---|
| Wave Internet Technologies | Fixed Wireless (unlicensed) | 100 / 100 | Yes |
| Whittrio | Fixed Wireless (unlicensed) | 100 / 50 | No |
| Wisper ISP | Fixed Wireless | 100 / 20 | Yes |
| Brightspeed | DSL | 80 / 10 | Yes |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures