11520 Joseph Mill Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 11520 Joseph Mill Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,468 sqft · built 1946
Lot Size	0.129 acres (5,628 sqft)
Owner	Individual Name on Record
Last Sale	$314,000 (Feb 2015)
Tax Bill	$5,203 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01167018`

Property Details

APN / Parcel Number

Primary APN	`13-01167018`
Alternative APN	`01167018`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,468 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	324 sqft
Finished Basement	324 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,628 sqft (0.129 acres)
Deck Area	500 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01167018
Street Address	11520 JOSEPH MILL RD
City	SILVER SPRING
State	MD
Zip	20906-4862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	VIERS MILL VILLAGE
Legal Subdivision	VIERS MILL VILLAGE
Legal Block	12
Legal Lot Number	4
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3012
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11520 JOSEPH MILL RD, SILVER SPRING, MD 20906-4862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage APPLE FCU
Feb 9, 2018	Deed of Trust, Mortgage · ARM APPLE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2015 · Amount on Record
Deed Sale	Feb 26, 2015 · Amount on Record
Prior Sale	Oct 17, 2001 · Amount on Record
Deed Book / Page	49875 / 151
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11520 JOSEPH MILL RD, SILVER SPRING, MD 20906-4862
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	TANDEM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11520 JOSEPH MILL RD, SILVER SPRING, MD 20906-4862

Mortgage

Document Number	0631800127
Date	Jun 3, 2021
Book Page	63180/127

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11520 JOSEPH MILL RD, SILVER SPRING, MD 20906-4862
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0556340404
Date	Feb 9, 2018
Book Page	55634/404

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,333 (+7.32%)	$505,600 (-) Land $177,100 Building $328,500
2025	$5,203.00 (+18.38%)	$441,067 (+8.82%)	$505,600 (+23.68%) Land $177,100 Building $328,500
2023		$405,333	$408,800 Land $177,100 Building $231,700
2022	$4,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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