11520 E Skeleton Rd, Fairmont, OK 73736 Property Records

Garfield County property record for 11520 E Skeleton Rd, Fairmont, OK 73736

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,852 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`86460`

Property Details

APN / Parcel Number

Primary APN	`86460`
Alternative APN	`0000-11-21N-05W-3-670-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,852 sqft Living Area
Gross Area	980 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	1,148 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Patio Area	225 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	86460
Street Address	11520 E SKELETON RD
City	FAIRMONT
State	OK
Zip	73736-1208
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TR #670 SW/4 11-21-5 BEG N89DG47'41" E 598' SW/C SW/4, N89DG47'41" E 220', N0DG21'36" W 220', S89DG47'41" W 220', S0DG21'36"
Legal Range	05W
Legal Township	21N
Legal Section	11
Legal Subdivision	PHEASANT RUN BLK 14
Legal Tract	670
Jurisdiction	GARFIELD OK
Township / Civil Division	ENID
Census Block Group	6
Census Block	6110
Census Tract	1500

Owner

Source: Garfield County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11520 E SKELETON RD, FAIRMONT, OK 73736-1208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Sep 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	11520 E SKELETON RD, FAIRMONT, OK 73736-1208
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2539/772
Date	Jun 23, 2021
Book Page	2539/772

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Mar 1, 2041

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	11520 E SKELETON RD, FAIRMONT, OK 73736-1208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2393/0355
Date	Jul 30, 2018
Book Page	2393/0355

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2038

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	11520 E SKELETON RD, FAIRMONT, OK 73736-1208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2448/0143
Date	Sep 5, 2019
Book Page	2448/0143

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Unified School District	Pioneer-Pleasant Vale Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,175 (+3%) Land $644 Building $37,531	$305,395 (-21.53%) Land $5,150 Building $300,245
2025	$3,148.00 (+7.55%) Homeowner's exemption	$37,063 (+11.12%) Land $625 Building $36,438	$389,205 (+45.86%) Land $5,000 Building $384,205
2023	$2,927.00 Homeowner's exemption	$33,355 Land $625 Building $32,730	$266,840 Land $5,000 Building $261,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD CO RWD #6 serves 1,225 people · EPA ID OK2002415
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Chisholm Broadband Fixed Wireless	100 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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