1152 Secret Lake Loop, Lincoln, CA 95648 Property Records

Placer County property record for 1152 Secret Lake Loop, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,176 sqft · built 1999
Lot Size	0.183 acres (7,979 sqft)
Owner	2 Trust Names on File
Last Sale	$845,000 (Jun 2026)
Tax Bill	$6,466 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`331-040-002-000`

Property Details

APN / Parcel Number

Primary APN	`331-040-002-000`
Alternative APN	`331-040-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,176 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	7,979 sqft (0.183 acres)
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	331-040-002
Street Address	1152 SECRET LAKE LOOP
City	LINCOLN
State	CA
Zip	95648-8402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 SUN CITY LINCOLN HILLS VILLAGE 16 V-10
Legal Subdivision	SUN CITY LINCOLN HILLS
Legal Lot Number	8
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2004
Census Tract	23700

Owner

1152 Secret Lake Loop is held in a trust since June 2026.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1250 ORCHID DR, 241, ROCKLIN, CA 95765-5750
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Affidavit of Death of Trustee, Transfer
Jun 26, 2026	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Mar 7, 2014 · Amount on File
Deed Document Number	202637109
Prior Transfer Date	Aug 23, 2016
Prior Transfer Doc	0000073283
Record Updated	Oct 29, 2026

June 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	PLACER CA
Recording Date	Jun 26, 2026
Property Address	1152 SECRET LAKE LOOP, LINCOLN, CA 95648-8402
Document Number	0000037108
Instrument Date	Jun 19, 2026
Instrument	202637108
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 26, 2026
Property Address	1152 SECRET LAKE LOOP, LINCOLN, CA 95648-8402
Document Number	0000037109
Instrument Date	Jun 15, 2026
Instrument	202637109
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93,879.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

Mortgage

Document Number	0000037110,
Date	Jun 26, 2026
Instrument	202637110

Lender

Name	FREMONT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1152 Secret Lake Loop was $6,466.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$637,681 (+2%) Land $156,291 Building $481,390
2025	$6,466.00 Homeowner's exemption	$625,178 Land $153,227 Building $471,951
2023	$6,314.00 (+1.53%) Homeowner's exemption	$600,904 Land $147,278 Building $453,626
2022	$6,219.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1152 Secret Lake Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1152 Secret Lake Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: DigitalPath, Verizon.

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