1152 Rutherford Rdg, O Fallon, IL 62269 Property Records

St. Clair County property record for 1152 Rutherford Rdg, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 899 sqft · built 1999
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,283 (2025)
Deeds & Mortgages	Jan 2026 Transfer Aug 2022 Line of Credit + 2 more
APN	`04-08-0-302-011`

Property Details

APN / Parcel Number

Primary APN	`04-08-0-302-011`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	899 sqft Living Area
Basement Area	1,315 sqft
Finished Basement	1,331 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Frame
Lot Area	67,954 sqft (1.56 acres)
Lot Dimensions	1 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	299 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Deck Area	336 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1152 RUTHERFORD RDG
City	O FALLON
State	IL
Zip	62269-7016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEEPLECHASE 1ST ADD LOT/SEC-53 BK 3286-2287 A02872176
Legal Subdivision	STEEPLECHASE 1ST ADD
Legal Block	302
Legal Lot Number	53
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2012
Census Tract	504353

Owner

1152 Rutherford Rdg is owned and occupied by two individuals who acquired it in January 2026.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1152 RUTHERFORD RDG, O FALLON, IL 62269-7016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF OFALLON
May 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OFALLON
Mar 4, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF OFALLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026
Deed Sale	Jan 21, 2026
Prior Sale	Sep 29, 1998 · Amount on File
Deed Document Number	20262872176
Prior Transfer Date	Dec 18, 2025
Prior Transfer Doc	0002872176
Record Updated	Oct 29, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 21, 2026
Property Address	1152 RUTHERFORD RDG, O FALLON, IL 62269-7016
Document Number	0A02872176
Map Reference	MB 93 PG 2
Instrument Date	Dec 18, 2025
Instrument	A02872176
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1152 RUTHERFORD RDG, O FALLON, IL 62269-7016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1152 RUTHERFORD RDG, O FALLON, IL 62269-7016
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1152 RUTHERFORD RDG, O FALLON, IL 62269-7016

Mortgage

Document Number	0A02756194
Date	Aug 15, 2022
Instrument	A02756194

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1152 RUTHERFORD RDG, O FALLON, IL 62269-7016
Transaction Type	Mortgage
Record Updated	Jun 10, 2022
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1152 RUTHERFORD RDG, O FALLON, IL 62269-7016

Mortgage

Document Number	0A02747750
Date	May 27, 2022
Instrument	A02747750

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1152 RUTHERFORD RDG, O FALLON, IL 62269-7016
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02689961
Date	Mar 4, 2021
Instrument	A02689961

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1152 Rutherford Rdg was $15,283 with a homeowner's exemption, up 10.4% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,283.00 (+10.4%) Homeowner's exemption	$218,032 (+11.29%) Land $40,183 Building $177,849	$654,096 (+11.29%) Land $120,549 Building $533,547
2024	$13,843.00 Homeowner's exemption	$195,913 Land $36,657 Building $159,256	$587,739 Land $109,971 Building $477,768
2022		$159,862 Land $29,912 Building $129,950	$479,586 Land $89,736 Building $389,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1152 Rutherford Rdg; there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2023)
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1152 Rutherford Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: AT&T.

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