1152 Delta Ct, Elgin, IL 60123 Property Records

Kane County property record for 1152 Delta Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,542 sqft · built 1998
Owner	Trust Name on File
Last Sale	$150,500 (Dec 2000)
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Jun 2017 Mortgage May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-28-331-066`

Property Details

APN / Parcel Number

Primary APN	`06-28-331-066`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,542 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Construction Type	Frame
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1152 DELTA CT
City	ELGIN
State	IL
Zip	60123-6583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW BAY CLUB CONDOMINIUMS (BUILDING 27) UNIT 272D
Legal Subdivision	WILLOW BAY CLUB CONDOS
Legal Block	5
Legal Unit	272D
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5002
Census Tract	851907

Owner

1152 Delta Ct is owner-occupied and held in a trust since May 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	Trust Name on File
Mailing Address	1152 DELTA CT, ELGIN, IL 60123-6583
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
May 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2000 · Amount on File
Deed Sale	Dec 29, 2000 · Amount on File
Prior Sale	Nov 6, 1998 · Amount on File
Deed Document Number	2000104443
Last Transfer Date	May 22, 2018
Transfer Doc	0000024198
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1152 DELTA CT, ELGIN, IL 60123-6583
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027932
Date	Jun 1, 2017
Instrument	2017K027932

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	419 Months
Due	May 19, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 24, 2018
Property Address	1152 DELTA CT, ELGIN, IL 60123-6583
Document Number	0000024198
Instrument Date	May 22, 2018
Instrument	24198
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1152 DELTA CT ELGIN IL 601236583, ELGIN, IL 60123-6583

Tax Assessment & Valuation

The 2025 property tax bill for 1152 Delta Ct was $2,208 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,208.00 Homeowner's exemption Senior Citizen's exemption	$78,246 (+8.57%) Land $17,968 Building $60,278	$234,832 (+8.57%) Land $53,926 Building $180,906
2024		$72,070 Land $16,550 Building $55,520	$216,297 Land $49,670 Building $166,627
2022	$2,944.00 (-25.84%) Homeowner's exemption	$59,369 (+6.96%) Land $13,634 Building $45,735	$178,107 (+6.96%) Land $40,902 Building $137,205
2021	$3,970.00 Homeowner's exemption	$55,506 Land $12,747 Building $42,759	$166,518 Land $38,241 Building $128,277

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1152 Delta Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1152 Delta Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
Fox Valley Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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