11518 Ripplewind Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 11518 Ripplewind Dr, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,282 sqft · built 1984
Lot Size	0.229 acres (9,988 sqft)
Owner	2 Individual Names on File
Last Sale	$403,800 (Mar 2021)
Tax Bill	$6,250 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9455-02-10400`

Property Details

APN / Parcel Number

Primary APN	`9455-02-10400`
Alternative APN	`R173272`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,282 sqft Living Area
1st Floor Area	1,654 sqft
2nd Floor Area	1,628 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,988 sqft (0.229 acres)
View / Lot	Primary
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	418 sqft
Canopy	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11518 RIPPLEWIND DR
City	MONTGOMERY
State	TX
Zip	77356-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	S945502 - WALDEN 02, BLOCK 10, LOT 24
Legal Subdivision	WALDEN 02
Legal Block	10
Legal Lot Number	24
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1004
Census Tract	694305

Owner

11518 Ripplewind Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11518 RIPPLEWIND DR, MONTGOMERY, TX 77356-5503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Dec 10, 2020	Loan Modification, Mortgage PLAINS ST BK
Jul 10, 2018	Loan Modification, Mortgage MB FIN'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2021 · Amount on File
Deed Sale	Mar 10, 2021 · Amount on File
Prior Sale	Apr 16, 1992
Deed Document Number	202130323
Prior Transfer Date	Feb 24, 2021
Prior Transfer Doc	0000030323
Record Updated	Oct 29, 2026

March 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Mar 10, 2021
Property Address	11518 RIPPLEWIND DR, MONTGOMERY, TX 77356-5503
Document Number	0000030323
Map Reference	CAB A SH 62A
Instrument Date	Feb 24, 2021
Instrument	2021030323
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 28, 2021
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11518 RIPPLEWIND DR, MONTGOMERY, TX 77356-5503

Mortgage

Document Number	0000030324
Date	Mar 10, 2021
Instrument	2021030324

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	11518 RIPPLEWIND DR, MONTGOMERY, TX 77356-5503
Document Number	0000000605
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000000605
Date	Jan 4, 2021
Instrument	605

Lender

Name	PLAINS ST BK
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 3, 2022

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	11518 RIPPLEWIND DR, MONTGOMERY, TX 77356-5503
Document Number	0000075909
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11518 RIPPLEWIND DR MONTGOMERY TX 773565503, MONTGOMERY, TX 77356-5503

Mortgage

Document Number	0000075909
Date	Aug 6, 2018
Instrument	75909

Lender

Name	MB FIN'L BK
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Amount	Amount on Record
Term	480 Months
Due	Aug 5, 2058

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 11518 Ripplewind Dr was $6,250 with a homeowner's exemption, down 13.4% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,699 (+1%)	$476,866 (+10.27%) Land $79,904 Building $396,962
2025	$6,250.00 (-13.41%) Homeowner's exemption	$432,454 (-5.95%) Land $79,904 Building $352,550	$432,454 (-10.42%) Land $79,904 Building $352,550
2024	$7,218.00 (+14.32%) Homeowner's exemption	$459,800 (+1%) Land $39,952 Building $442,788	$482,740 (-3.85%) Land $39,952 Building $442,788
2023	$6,314.00 Homeowner's exemption	$418,000 Land $39,950 Building $462,130	$502,080 Land $39,950 Building $462,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11518 Ripplewind Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 individual policies
Nearby Flood Policies	102 units insured incl. 10 condo units
Nearby Flood Claims	36 (2016–2024)
Claims Outside the SFHA	33 of 36
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 16 claims Hurricane Harvey, Aug 2017 · 15 claims Severe Storms And Flooding, May 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11518 Ripplewind Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 8 serves 5,472 people · EPA ID TX1700176
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Verizon.

Nearby Properties on Ripplewind Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures