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11516 Oak St, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 11516 Oak St, Apple Valley, CA 92308

Property Summary

Property TypePlanned Unit Development
Details2 bd · 2 ba · 1,214 sqft · built 1997
Lot Size0.069 acres (2,988 sqft)
OwnerCompany Name on File
Last Sale$124,000 (Jan 2010)
Tax Bill$1,882 (2025)
Deeds & MortgagesOct 2017 Reverse Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0399-334-26-0000

Property Details

APN / Parcel Number

Primary APN0399-334-26-0000
Alternative APN
  • 0434627420000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,214 sqft Living Area
Gross Area1,655 sqft
1st Floor Area1,214 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area2,988 sqft (0.069 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address11516 OAK ST
CityAPPLE VALLEY
StateCA
Zip92308-4971
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 15376-3 LOT 441 BOOK 255 PAGE 21
Legal SubdivisionTOWN OF APPLE VALLEY
Legal Tract15376-3
Legal Block1
Legal Lot Number441
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group1
Census Block1016
Census Tract9718

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address11516 OAK ST, APPLE VALLEY, CA 92308-4971
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2017Deed of Trust, Mortgage · Reverse Mortgage
LIVE WELL FINANCIAL INC
Sep 25, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 20, 2010 · Amount on Record
Deed SaleJan 20, 2010 · Amount on Record
Prior SaleJul 31, 1997 · Amount on Record
Deed Document Number201023082
Last Transfer DateNov 19, 2012
Transfer Doc0000515886
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address11516 OAK ST, APPLE VALLEY, CA 92308-4971
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyFNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000413886
DateOct 6, 2017
Instrument2017-0413886
Lender
NameLIVE WELL FINANCIAL INC
TypeMortgage Company
AddressRICHMOND, VA 23225
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term904 Months
DueFeb 14, 2093
Interest
Rate TypeAdjustable Rate
Rate4.35%
Type Change DateOct 1, 2018
Change FrequencyAnnually
Index1-Year LIBOR

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address11516 OAK ST, APPLE VALLEY, CA 92308-4971
Document Number0000413887
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address11516 OAK ST APPLE VALLEY CA 923084971, APPLE VALLEY, CA 92308-4971

Mortgage

Document Number0000413887
DateOct 6, 2017
Instrument413887
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term912 Months
DueOct 5, 2093
Interest
Rate TypeAdjustable Rate
Rate4.35%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityApple Valley Town
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$163,263 (+2%) Land $39,498 Building $123,765
2025$1,882.00 (+4.04%) Homeowner's exemption$160,062 (+4.04%) Land $38,724 Building $121,338
2023$1,809.00 (+1.63%) Homeowner's exemption$153,847 Land $37,221 Building $116,626
2022$1,780.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES (AV RANCHOS) CORP.
private · serves 63,381 people · EPA ID CA3610003
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: California Internet.

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