11516 N Central Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 11516 N Central Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,384 sqft
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,000 (Jan 2026)
Tax Bill	$1,607 (2025)
Deeds & Mortgages	Jun 2012 Mortgage Sep 2005 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`005-106-004-0300`

Property Details

APN / Parcel Number

Primary APN	`005-106-004-0300`

Interior

Full Baths	2 Baths
Building Area	1,384 sqft Building Perimeter
1st Floor Area	1,107 sqft
Basement Area	1,107 sqft
Unfinished Basement	1,107 sqft

Exterior

Lot Area	39,640 sqft (0.91 acres)
Garage Area	399 sqft

Location & Zoning

Street Address	11516 N CENTRAL DR
City	ROSCOMMON
State	MI
Zip	48653-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1000 P-967 (L-877P-96-97&L-554 P-133) 242-6-4-18 11516 N MAIN ST COM AT PT ON NLY R/W MAIN ST 166 FT NWLYFROM W COR BLK 38
Legal Subdivision	ROBINSON
Legal Block	38
Jurisdiction	ROSCOMMON MI
Township / Civil Division	HIGGINS
Census Block Group	2
Census Block	2010
Census Tract	970300

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11516 N CENTRAL DR, ROSCOMMON, MI 48653-9736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2012	Deed of Trust, Mortgage · Conventional Mortgage NORTWESTERN MORTGAGE CO
Sep 6, 2005	Deed of Trust, Mortgage · ARM KELLNER MORTGAGE INVESTMENTS I LTD
Jan 5, 2026	Warranty Deed, Transfer · Conventional Mortgage ARCH MTG NORTH
May 21, 2012	Deed, Transfer PARKS TITLE
Oct 17, 2011	Sheriff's Deed, Foreclosure
Oct 10, 2008	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 14, 2008	Deed, Transfer E TITLE AGENCY INC
Jan 22, 2007	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	May 21, 2012 · Amount on Record
Deed Document Number	202669
Deed Book / Page	1192 / 563
Prior Transfer Date	Jan 12, 2007
Prior Transfer Doc	1054/2400
Record Updated	Oct 29, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	11516 N CENTRAL DR, ROSCOMMON, MI 48653-9736
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01115/2510
Date	Jun 14, 2012
Book Page	1115/2510
Instrument	201200004581

Lender

Name	NORTWESTERN MORTGAGE CO
Type	Mortgage Company
Address	TRAVERSE CITY, MI 49685

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2042

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	11516 N CENTRAL DR, ROSCOMMON, MI 48653-9736
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01031/2419
Date	Sep 6, 2005
Book Page	1031/2419
Instrument	200500007769

Lender

Name	KELLNER MORTGAGE INVESTMENTS I LTD
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Sep 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.12%
Max Rate At Change	10.1%
Index	6-Month LIBOR
Max Rate	13.1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jan 5, 2026
Property Address	11516 N CENTRAL DR, ROSCOMMON, MI 48653-9736
Document Number	01192/0563
Book / Page	1192 / 0563
Instrument Date	Dec 31, 2025
Instrument	202600000069
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11516 N CENTRAL DR, ROSCOMMON, MI 48653-9736

Mortgage

Document Number	202600000070
Date	Jan 5, 2026
Instrument	202600000070

Lender

Name	ARCH MTG NORTH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

May 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 21, 2012
Property Address	11516 N CENTRAL DR, ROSCOMMON, MI 48653-9736
Document Number	01115/0528
Book / Page	1115 / 0528
Instrument Date	May 15, 2012
Instrument	201200004052
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	PARKS TITLE

Transaction

Amount	Amount Recorded
Tax	$331.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 PARK AVE, NEW YORK, NY 10017-2014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11516 N CENTRAL DR, ROSCOMMON, MI 48653-9736

October 2011: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Oct 17, 2011
Property Address	11516 N CENTRAL DR, ROSCOMMON, MI 48653-9736
Document Number	01108/1287
Book / Page	1108 / 1287
Instrument Date	Oct 7, 2011
Instrument	201100007327
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031
Investor	Possibly a Property Investor

October 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Oct 10, 2008
Property Address	11516 N CENTRAL DR, ROSCOMMON, MI 48653-9736
Document Number	01076/1190
Book / Page	1076 / 1190
Instrument Date	Oct 6, 2008
Instrument	200800007007
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$576.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 828, ROSCOMMON, MI 48653-0828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11516 N CENTRAL DR, ROSCOMMON, MI 48653-9736

Mortgage

Document Number	01076/1191
Date	Oct 10, 2008
Book Page	1076/1191
Instrument	200800007008

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DEERFIELD BEACH, FL 33442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2038

May 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 14, 2008
Property Address	11516 N CENTRAL DR, ROSCOMMON, MI 48653-9736
Document Number	01071/2426
Book / Page	1071 / 2426
Instrument Date	Apr 8, 2008
Instrument	200800003493
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	E TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$172.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2711 N HASKELL AVE STE 900, 900, DALLAS, TX 75204-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 604, ROSCOMMON, MI 48653-0604
Investor	Possibly a Property Investor

January 2007: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jan 22, 2007
Property Address	11516 N CENTRAL DR, ROSCOMMON, MI 48653-9736
Document Number	01054/2400
Book / Page	1054 / 2400
Instrument Date	Jan 12, 2007
Instrument	200700000500
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$64.35
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11516 N CENTRAL DR, ROSCOMMON, MI 48653-9736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 NORTHLAND DR, SAINT PAUL, MN 55120-1156
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Higgins Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,600 (+14.29%)	$115,200 (+14.29%)
2025	$1,607.00 (+1.32%)	$50,400 (+27.92%)	$100,800 (+27.92%)
2024	$1,586.00
2023		$39,400	$78,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

11516 N Central Dr, Roscommon, MI 48653 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2012: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2005: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2012: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2011: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2008: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2008: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2007: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on N Central Dr

Nearby Streets

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